Regulation U
E112709
Regulation U is a U.S. Federal Reserve regulation that governs the amount of credit banks and other lenders may extend for the purpose of buying or carrying margin stock, helping to control the use of leverage in securities markets.
All labels observed (1)
| Label | Occurrences |
|---|---|
| Regulation U canonical | 3 |
How this entity was disambiguated
This entity first appeared as the object of triple T955228 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: Regulation U Context triple: [Regulation T, relatedTo, Regulation U]
-
A.
Regulation J
Regulation J is a Federal Reserve regulation that governs the collection of checks and other cash items and the handling of wire transfers through the Federal Reserve Banks.
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B.
Regulation T
Regulation T is a Federal Reserve Board rule that governs the extension of credit by securities brokers and dealers, including margin requirements for purchasing securities.
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C.
Regulation D
Regulation D is a Federal Reserve Board rule that governs reserve requirements for depository institutions and defines certain types of bank accounts and transaction limits in the U.S. banking system.
-
D.
Regulation D
Regulation D is a set of SEC rules that provides exemptions from the registration requirements for certain private offerings of securities in the United States.
-
E.
Regulation S
Regulation S is a U.S. Securities and Exchange Commission rule that provides a safe harbor exemption for offers and sales of securities made outside the United States, allowing issuers to avoid registering those offerings under the Securities Act of 1933.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: Regulation U Target entity description: Regulation U is a U.S. Federal Reserve regulation that governs the amount of credit banks and other lenders may extend for the purpose of buying or carrying margin stock, helping to control the use of leverage in securities markets.
-
A.
Regulation J
Regulation J is a Federal Reserve regulation that governs the collection of checks and other cash items and the handling of wire transfers through the Federal Reserve Banks.
-
B.
Regulation T
Regulation T is a Federal Reserve Board rule that governs the extension of credit by securities brokers and dealers, including margin requirements for purchasing securities.
-
C.
Regulation D
Regulation D is a Federal Reserve Board rule that governs reserve requirements for depository institutions and defines certain types of bank accounts and transaction limits in the U.S. banking system.
-
D.
Regulation D
Regulation D is a set of SEC rules that provides exemptions from the registration requirements for certain private offerings of securities in the United States.
-
E.
Regulation S
Regulation S is a U.S. Securities and Exchange Commission rule that provides a safe harbor exemption for offers and sales of securities made outside the United States, allowing issuers to avoid registering those offerings under the Securities Act of 1933.
- F. None of above. chosen
Statements (47)
| Predicate | Object |
|---|---|
| instanceOf |
Federal Reserve regulation
ⓘ
United States federal regulation ⓘ |
| aimsTo | limit systemic risk arising from securities‑related borrowing ⓘ |
| appliesTo |
U.S. offices of foreign banks when they extend credit secured by margin stock
ⓘ
banks ⓘ commercial banks ⓘ non‑bank lenders ⓘ other financial institutions that are not brokers or dealers ⓘ persons other than brokers and dealers who extend credit secured by margin stock ⓘ savings associations ⓘ |
| concerns |
credit used to buy or carry publicly traded securities
ⓘ
use of securities as collateral for credit ⓘ |
| controls | loan‑to‑value ratios for loans secured by margin stock ⓘ |
| covers |
loans secured by certain debt securities convertible into stock
ⓘ
loans secured by mutual fund shares that qualify as margin stock ⓘ loans secured by publicly traded equity securities ⓘ |
| defines |
margin stock
ⓘ
maximum loan value of collateral ⓘ purpose credit ⓘ |
| enforcedBy |
Federal Reserve System
ⓘ
federal banking regulators ⓘ |
| excludes | credit extended by brokers or dealers regulated under Regulation T ⓘ |
| governs | credit secured directly or indirectly by margin stock ⓘ |
| hasKeyConcept |
margin stock as defined by the Federal Reserve
ⓘ
maximum loan value of margin stock collateral ⓘ purpose statement Form U‑1 or successor forms ⓘ |
| historicalContext | adopted under authority of the Securities Exchange Act of 1934 ⓘ |
| isPartOf | U.S. federal securities credit regulatory framework ⓘ |
| issuedBy |
Board of Governors of the Federal Reserve System
ⓘ
linked to:
Federal Reserve Board of Governors
|
| jurisdiction |
United States
ⓘ
linked to:
United States of America
|
| legalCitation | 12 CFR Part 221 ⓘ |
| objective | to promote financial stability in securities credit markets ⓘ |
| purpose |
to control the use of leverage in securities markets
ⓘ
to help prevent excessive credit in securities speculation ⓘ to limit the amount of credit that may be extended for the purpose of buying or carrying margin stock ⓘ |
| regulates |
extension of credit for buying or carrying margin stock
ⓘ
purpose credit secured by margin stock extended by banks and other lenders ⓘ |
| relatedTo |
Regulation T
ⓘ
Regulation X ⓘ margin requirements ⓘ |
| requires |
lenders to identify whether credit is for purchasing or carrying margin stock
ⓘ
lenders to observe maximum loan value limits for margin stock collateral ⓘ lenders to obtain purpose statements from borrowers for certain loans ⓘ recordkeeping by lenders on purpose credit secured by margin stock ⓘ |
| scope | credit extended in the United States secured by margin stock regardless of borrower nationality ⓘ |
| subjectTo | periodic amendment by the Federal Reserve Board ⓘ |
| typeOf | margin credit regulation ⓘ |
How these facts were elicited
The pipeline generated the facts above by prompting gpt-5.1 with this entity's name + description and the instruction below.
Instruction
You are a knowledge base construction expert. Given a subject entity and a description of it, return factual statements that you know for the subject as a JSON list of dictionaries(triples), where keys must be "subject", "predicate" and "object". The number of facts may be very high, between 25 to 50 or more, for very popular subjects. For less popular subjects, the number of facts can be very low, like 5 or 10. # Requirements - If you don't know the subject at all, return an empty list. - If the subject is not a named entity, return an empty list. - Include at least one triple where predicate is "instanceOf". - Do not get too wordy. - Separate several objects into multiple triples with one object.
Input
Subject: Regulation U Description of subject: Regulation U is a U.S. Federal Reserve regulation that governs the amount of credit banks and other lenders may extend for the purpose of buying or carrying margin stock, helping to control the use of leverage in securities markets.
Referenced by (3)
Full triples — surface form annotated when it differs from this entity's canonical label.