National Consumer Credit Protection Act 2009

E77537

The National Consumer Credit Protection Act 2009 is an Australian federal law that regulates consumer credit and lending practices, establishing licensing, responsible lending obligations, and consumer protections overseen by the Australian Securities and Investments Commission.

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Generate an image of the National Consumer Credit Protection Act 2009 (The National Consumer Credit Protection Act 2009 is an Australian federal law that regulates consumer credit and lending practices, establishing licensing, responsible lending obligations, and consumer protections overseen by the Australian Securities and Investments Commission.)

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Statements (45)

Predicate Object
instanceOf Australian federal statute ⓘ
consumer credit law ⓘ
abbreviation NCCP Act ⓘ
administeredBy Australian Securities and Investments Commission ⓘ
appliesTo consumer leases for personal, domestic or household purposes ⓘ
credit contracts for personal, domestic or household purposes ⓘ
commenced 2010 ⓘ
contains civil penalty provisions ⓘ
conduct obligations for licensees ⓘ
criminal offence provisions ⓘ
disclosure requirements for credit contracts ⓘ
hardship variation provisions ⓘ
remedies for unjust transactions ⓘ
responsible lending obligations ⓘ
country Australia ⓘ
enforcedBy Australian Securities and Investments Commission ⓘ
courts of Australia ⓘ
establishes Australian credit licence framework ⓘ
national licensing regime for consumer credit ⓘ
imposesObligationsOn credit assistance providers ⓘ
credit providers ⓘ
mortgage brokers ⓘ
includes National Credit Code ⓘ
jurisdiction Commonwealth of Australia ⓘ
legislature Parliament of Australia ⓘ
partOf Australian consumer protection framework ⓘ
purpose to promote responsible lending practices ⓘ
to protect consumers in relation to credit activities ⓘ
to provide a national framework for regulation of consumer credit ⓘ
regulates consumer credit ⓘ
consumer leases ⓘ
credit assistance providers ⓘ
credit providers ⓘ
mortgage brokers ⓘ
responsible lending conduct ⓘ
relatedTo Australian Securities and Investments Commission Act 2001 ⓘ
Competition and Consumer Act 2010 ⓘ
Corporations Act 2001 ⓘ
replaced state and territory-based consumer credit laws for most consumer credit ⓘ
requires credit assistance providers to hold an Australian credit licence ⓘ
credit providers to hold an Australian credit licence ⓘ
scope national regulation of consumer credit activities in Australia ⓘ
sector financial services regulation ⓘ
shortTitle National Consumer Credit Protection Act 2009 ⓘ
yearEnacted 2009 ⓘ

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Referenced by (6)

Full triples — surface form annotated when it differs from this entity's canonical label.

Australian Securities and Investments Commission → legalBasis → National Consumer Credit Protection Act 2009 ⓘ
National Consumer Credit Protection Act 2009 → shortTitle → National Consumer Credit Protection Act 2009 ⓘ
Australian Securities and Investments Commission Act 2001 → relatedTo → National Consumer Credit Protection Act 2009 ⓘ
NCCP Act → fullName → National Consumer Credit Protection Act 2009 ⓘ
NCCP Act → legalCitation → National Consumer Credit Protection Act 2009 (Cth) ⓘ
linked to: National Consumer Credit Protection Act 2009
National Credit Code → partOf → National Consumer Credit Protection framework ⓘ
linked to: National Consumer Credit Protection Act 2009