Mental Health Parity Act of 1996

E679346

The Mental Health Parity Act of 1996 was a U.S. federal law that first required group health plans to provide more equal insurance coverage for mental health services compared to medical and surgical benefits, laying groundwork for later, stronger parity protections.

All labels observed (1)

Label Occurrences
Mental Health Parity Act of 1996 canonical 2

How this entity was disambiguated

Statements (48)

Predicate Object
instanceOf United States federal law ⓘ
health insurance regulation ⓘ
addresses discriminatory insurance limits on mental health care ⓘ
allows exemptions for plans with significant cost increases ⓘ
appliesTo group health plans ⓘ
large employer-sponsored health plans ⓘ
benefits enrollees in group health plans ⓘ
people with mental health conditions ⓘ
comparisonCategory medical and surgical benefits ⓘ
country United States ⓘ
doesNotAddress substance use disorder benefits parity ⓘ
enforcementMechanism federal regulation of group health plans ⓘ
exemptionType cost increase exemption ⓘ
focusesOn financial limits on coverage rather than treatment limits ⓘ
followedBy Mental Health Parity and Addiction Equity Act of 2008 ⓘ
Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of 2008 ⓘ
historicalSignificance first major federal mental health parity law in the United States ⓘ
marked a shift toward recognizing mental health as comparable to physical health in insurance law ⓘ
implementedThrough employer-sponsored health plans subject to federal law ⓘ
influencedBy advocacy from mental health organizations ⓘ
growing recognition of mental illness as a major public health issue ⓘ
jurisdiction federal government of the United States ⓘ
laysGroundworkFor Mental Health Parity and Addiction Equity Act implementation ⓘ
stronger federal mental health parity protections ⓘ
legalDomain health law ⓘ
legalStatus enacted ⓘ
legislativeBody United States Congress ⓘ
partOf United States federal mental health policy ⓘ
policyArea health insurance regulation ⓘ
health policy ⓘ
mental health policy ⓘ
precededBy limited state mental health parity laws ⓘ
purpose to improve equity in insurance coverage for mental health services ⓘ
to prohibit large differences in annual and lifetime dollar limits between mental health and medical-surgical benefits ⓘ
regulates annual dollar limits on mental health benefits ⓘ
lifetime dollar limits on mental health benefits ⓘ
regulatoryDomain private health insurance ⓘ
relatedTo Employee Retirement Income Security Act of 1974 ⓘ
Health Insurance Portability and Accountability Act of 1996 ⓘ
requiresParityFor annual dollar limits ⓘ
lifetime dollar limits ⓘ
scopeLimitation did not address visit limits or other non-dollar treatment limits ⓘ
did not require coverage of mental health benefits ⓘ
subjectMatter mental health insurance coverage ⓘ
parity between mental health and medical-surgical benefits ⓘ
targets disparities in coverage between mental health and medical-surgical care ⓘ
timeContext 1990s U.S. health reform era ⓘ
typeOfParity financial parity for dollar limits ⓘ

How these facts were elicited

Referenced by (2)

Full triples — surface form annotated when it differs from this entity's canonical label.

Mental Health Parity and Addiction Equity Act of 2008 → replaces → Mental Health Parity Act of 1996 ⓘ