Graduate PLUS Loan
E576952
The Graduate PLUS Loan is a federal student loan that allows graduate and professional students to borrow funds to cover education costs not met by other financial aid, typically requiring a credit check and offering flexible repayment options.
All labels observed (2)
| Label | Occurrences |
|---|---|
| Direct PLUS Loans for graduate or professional students | 1 |
| Graduate PLUS Loan canonical | 1 |
How this entity was disambiguated
This entity first appeared as the object of triple T6245745 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: Graduate PLUS Loan Context triple: [Federal Family Education Loan Program, loanTypeOffered, Graduate PLUS Loan]
-
A.
Direct Unsubsidized Loan
A Direct Unsubsidized Loan is a federal student loan that accrues interest from disbursement and is available to eligible undergraduate, graduate, and professional students regardless of financial need.
-
B.
Subsidized Federal Stafford Loan
A Subsidized Federal Stafford Loan is a need-based federal student loan for undergraduates where the government pays the interest while the borrower is in school at least half-time, during the grace period, and during authorized deferment.
-
C.
Federal Perkins Loan
A Federal Perkins Loan is a former U.S. federal student loan program that provided low-interest, campus-based loans to undergraduate and graduate students with exceptional financial need.
-
D.
Federal Direct Student Loan Program
The Federal Direct Student Loan Program is a U.S. government initiative that provides low-interest loans directly to students and parents to help pay for higher education.
-
E.
Federal Family Education Loan Program
The Federal Family Education Loan Program was a U.S. government-backed student loan system in which private lenders issued education loans that were guaranteed and subsidized by the federal government.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: Graduate PLUS Loan Target entity description: The Graduate PLUS Loan is a federal student loan that allows graduate and professional students to borrow funds to cover education costs not met by other financial aid, typically requiring a credit check and offering flexible repayment options.
-
A.
Direct Unsubsidized Loan
A Direct Unsubsidized Loan is a federal student loan that accrues interest from disbursement and is available to eligible undergraduate, graduate, and professional students regardless of financial need.
-
B.
Subsidized Federal Stafford Loan
A Subsidized Federal Stafford Loan is a need-based federal student loan for undergraduates where the government pays the interest while the borrower is in school at least half-time, during the grace period, and during authorized deferment.
-
C.
Federal Perkins Loan
A Federal Perkins Loan is a former U.S. federal student loan program that provided low-interest, campus-based loans to undergraduate and graduate students with exceptional financial need.
-
D.
Federal Direct Student Loan Program
The Federal Direct Student Loan Program is a U.S. government initiative that provides low-interest loans directly to students and parents to help pay for higher education.
-
E.
Federal Family Education Loan Program
The Federal Family Education Loan Program was a U.S. government-backed student loan system in which private lenders issued education loans that were guaranteed and subsidized by the federal government.
- F. None of above. chosen
Statements (48)
| Predicate | Object |
|---|---|
| instanceOf |
Direct PLUS Loan
ⓘ
federal student loan ⓘ |
| administeredBy |
U.S. Department of Education
ⓘ
linked to:
United States Department of Education
|
| applicationMethod | online application at StudentAid.gov ⓘ |
| availableTo | students attending eligible institutions ⓘ |
| borrowerMustBe |
U.S. citizen or eligible noncitizen
ⓘ
enrolled at least half-time ⓘ enrolled in eligible graduate or professional program ⓘ |
| canBe |
consolidated into Direct Consolidation Loan
ⓘ
linked to:
Direct Consolidation Loan
|
| canCover |
cost of attendance
ⓘ
education costs not met by other financial aid ⓘ |
| capitalizationPolicy | unpaid interest may be capitalized ⓘ |
| creditHistoryRequirement | no adverse credit history ⓘ |
| defermentOption |
economic hardship deferment if eligible
ⓘ
in-school deferment while enrolled at least half-time ⓘ |
| disbursementFrequency | at least once per academic term when possible ⓘ |
| eligibleBorrowerType |
graduate student
ⓘ
professional student ⓘ |
| eligibleFor |
Public Service Loan Forgiveness (PSLF)
ⓘ
linked to:
Public Service Loan Forgiveness
Teacher Loan Forgiveness when consolidated if requirements met ⓘ |
| forbearanceOption |
general forbearance
ⓘ
mandatory forbearance in certain situations ⓘ |
| fundsDisbursedThrough | school financial aid office ⓘ |
| fundsUseRequirement | must be used for educational expenses ⓘ |
| governedBy | Title IV of the Higher Education Act of 1965 ⓘ |
| gracePeriodPolicy | no automatic grace period after enrollment ends ⓘ |
| hasLoanLimitType | no aggregate limit up to cost of attendance minus other aid ⓘ |
| interestAccrues |
during deferment
ⓘ
during forbearance ⓘ during grace periods ⓘ while in school ⓘ |
| interestRateType | fixed interest rate ⓘ |
| mayRequire |
appeal of adverse credit decision
ⓘ
endorser if adverse credit history ⓘ entrance counseling for first-time borrowers ⓘ |
| partOf |
William D. Ford Federal Direct Loan Program
ⓘ
linked to:
Federal Direct Student Loan Program
|
| repaymentFeature | flexible repayment options ⓘ |
| repaymentPlanEligibility |
Extended Repayment Plan
ⓘ
Graduated Repayment Plan ⓘ Income-Based Repayment Plan ⓘ
linked to:
Income-Based Repayment
Income-Contingent Repayment Plan ⓘ
linked to:
Income-Contingent Repayment Plan (ICR)
Pay As You Earn Repayment Plan ⓘ
linked to:
Pay As You Earn
Revised Pay As You Earn Repayment Plan ⓘ
linked to:
Revised Pay As You Earn
Saving on a Valuable Education (SAVE) Plan ⓘ Standard Repayment Plan ⓘ |
| requires |
Master Promissory Note
ⓘ
credit check ⓘ |
| subsidyType | unsubsidized ⓘ |
How these facts were elicited
The pipeline generated the facts above by prompting gpt-5.1 with this entity's name + description and the instruction below.
Instruction
You are a knowledge base construction expert. Given a subject entity and a description of it, return factual statements that you know for the subject as a JSON list of dictionaries(triples), where keys must be "subject", "predicate" and "object". The number of facts may be very high, between 25 to 50 or more, for very popular subjects. For less popular subjects, the number of facts can be very low, like 5 or 10. # Requirements - If you don't know the subject at all, return an empty list. - If the subject is not a named entity, return an empty list. - Include at least one triple where predicate is "instanceOf". - Do not get too wordy. - Separate several objects into multiple triples with one object.
Input
Subject: Graduate PLUS Loan Description of subject: The Graduate PLUS Loan is a federal student loan that allows graduate and professional students to borrow funds to cover education costs not met by other financial aid, typically requiring a credit check and offering flexible repayment options.
Referenced by (2)
Full triples — surface form annotated when it differs from this entity's canonical label.
Graduated Repayment Plan
→
eligibilityIncludes
→
Direct PLUS Loans for graduate or professional students
ⓘ
linked to: Graduate PLUS Loan