Deposit Insurance Fund

E45152

The Deposit Insurance Fund is the pool of money managed by the FDIC that is used to protect depositors by covering insured losses when member banks fail.

AI illustration

How this image was made

AI-generated illustration of Deposit Insurance Fund

This AI-generated illustration was produced by black-forest-labs/FLUX.2-dev (1024x1024) from a prompt written by openai/gpt-oss-120b from the entity's label + description.

Prompt

Generate an image of the Deposit Insurance Fund (The Deposit Insurance Fund is the pool of money managed by the FDIC that is used to protect depositors by covering insured losses when member banks fail.)

All labels observed (3)

How this entity was disambiguated

Statements (48)

Predicate Object
instanceOf financial safety net ⓘ
insurance fund ⓘ
administeredBy FDIC Board of Directors ⓘ
auditedBy U.S. Government Accountability Office ⓘ
beneficiary depositors of FDIC‑insured institutions ⓘ
canBorrowFrom U.S. Treasury under certain conditions ⓘ
componentOf FDIC deposit insurance system ⓘ
country United States ⓘ
covers insured deposits at FDIC‑insured banks ⓘ
insured deposits at FDIC‑insured savings associations ⓘ
doesNotCover mutual funds and similar investments ⓘ
securities such as stocks and bonds ⓘ
uninsured deposits above the insurance limit ⓘ
effectiveDateOfFormation 2006 ⓘ
excludes losses due to market fluctuations in investment values ⓘ
formedBy merger of Bank Insurance Fund and Savings Association Insurance Fund ⓘ
fundedBy U.S. Treasury securities investments ⓘ
assessments on FDIC‑insured depository institutions ⓘ
investment income on fund assets ⓘ
receivables from failed institutions ⓘ
governedBy FDIC regulations ⓘ
hasAbbreviation DIF ⓘ
hasLanguage English ⓘ
hasProperty backed by the full faith and credit of the United States government ⓘ
industry financial services ⓘ
jurisdiction United States federal government ⓘ
legalBasis Federal Deposit Insurance Act ⓘ
locatedIn United States ⓘ
maintainedAs separate fund on the books of the FDIC ⓘ
managedBy Federal Deposit Insurance Corporation ⓘ
measuredBy reserve ratio of the fund to estimated insured deposits ⓘ
monitoredBy FDIC ⓘ
notFundedBy general tax revenues under normal circumstances ⓘ
owner FDIC in its corporate capacity ⓘ
predecessor Bank Insurance Fund ⓘ
Savings Association Insurance Fund ⓘ
purpose cover insured deposit losses when member banks fail ⓘ
protect insured depositors of FDIC‑insured institutions ⓘ
regulates none (it finances resolutions rather than regulating directly) ⓘ
relatedTo FDIC insurance limit ⓘ
FDIC risk‑based assessment system ⓘ
riskManagedBy risk‑based premiums charged to insured institutions ⓘ
sector banking ⓘ
subjectTo oversight by the U.S. Congress ⓘ
statutory minimum reserve ratio requirements ⓘ
typeOfRiskCovered loss of insured deposits due to bank failure ⓘ
usedFor paying deposit insurance claims ⓘ
resolving failed FDIC‑insured banks and savings associations ⓘ

How these facts were elicited

Referenced by (5)

Full triples — surface form annotated when it differs from this entity's canonical label.

Federal Deposit Insurance Corporation → operatesFund → Deposit Insurance Fund ⓘ
Board of Directors of the FDIC → oversees → FDIC deposit insurance fund ⓘ
linked to: Deposit Insurance Fund
Chairman of the Federal Deposit Insurance Corporation → scopeOfAuthority → FDIC deposit insurance fund ⓘ
linked to: Deposit Insurance Fund
Federal Deposit Insurance Act → establishes → FDIC Deposit Insurance Fund ⓘ
linked to: Deposit Insurance Fund
DIF → standsFor → Deposit Insurance Fund ⓘ