FDIC insurance limit
E259429
The FDIC insurance limit is the maximum dollar amount per depositor, per insured bank, that the Federal Deposit Insurance Corporation guarantees for covered deposit accounts in the event of a bank failure.
All labels observed (1)
| Label | Occurrences |
|---|---|
| FDIC insurance limit canonical | 1 |
How this entity was disambiguated
This entity first appeared as the object of triple T2346970 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: FDIC insurance limit Context triple: [Deposit Insurance Fund, relatedTo, FDIC insurance limit]
-
A.
Deposit Insurance Fund
The Deposit Insurance Fund is the pool of money managed by the FDIC that is used to protect depositors by covering insured losses when member banks fail.
-
B.
Regulation Q
Regulation Q was a former Federal Reserve regulation that prohibited banks from paying interest on demand deposits and capped interest rates on other deposit accounts, significantly shaping U.S. banking practices until its repeal.
-
C.
Federal Deposit Insurance Act
The Federal Deposit Insurance Act is a U.S. law that establishes federal deposit insurance for bank customers and sets the framework for regulating and resolving insured depository institutions.
-
D.
Federal Deposit Insurance Corporation
The Federal Deposit Insurance Corporation (FDIC) is an independent U.S. government agency that insures bank deposits and promotes stability and public confidence in the nation’s financial system.
-
E.
Federal Insurance Office
The Federal Insurance Office is a U.S. Treasury Department unit that monitors the insurance industry, identifies systemic risks and gaps in regulation, and advises on national and international insurance policy.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: FDIC insurance limit Target entity description: The FDIC insurance limit is the maximum dollar amount per depositor, per insured bank, that the Federal Deposit Insurance Corporation guarantees for covered deposit accounts in the event of a bank failure.
-
A.
Deposit Insurance Fund
The Deposit Insurance Fund is the pool of money managed by the FDIC that is used to protect depositors by covering insured losses when member banks fail.
-
B.
Regulation Q
Regulation Q was a former Federal Reserve regulation that prohibited banks from paying interest on demand deposits and capped interest rates on other deposit accounts, significantly shaping U.S. banking practices until its repeal.
-
C.
Federal Deposit Insurance Act
The Federal Deposit Insurance Act is a U.S. law that establishes federal deposit insurance for bank customers and sets the framework for regulating and resolving insured depository institutions.
-
D.
Federal Deposit Insurance Corporation
The Federal Deposit Insurance Corporation (FDIC) is an independent U.S. government agency that insures bank deposits and promotes stability and public confidence in the nation’s financial system.
-
E.
Federal Insurance Office
The Federal Insurance Office is a U.S. Treasury Department unit that monitors the insurance industry, identifies systemic risks and gaps in regulation, and advises on national and international insurance policy.
- F. None of above. chosen
Statements (49)
| Predicate | Object |
|---|---|
| instanceOf |
deposit insurance coverage limit
ⓘ
financial regulatory concept ⓘ |
| amountEffectiveSince | 2008-10-03 ⓘ |
| appliesPer |
per depositor
ⓘ
per insured bank ⓘ per ownership category ⓘ |
| appliesTo |
FDIC-insured banks
ⓘ
FDIC-insured savings associations ⓘ covered deposit accounts ⓘ |
| appliesToDepositorType |
businesses
ⓘ
government entities ⓘ individuals ⓘ nonprofit organizations ⓘ |
| canBeEstimatedUsing | FDIC Electronic Deposit Insurance Estimator ⓘ |
| coversAccountType |
certificates of deposit
ⓘ
checking accounts ⓘ money market deposit accounts ⓘ negotiable order of withdrawal accounts ⓘ savings accounts ⓘ |
| doesNotCover |
U.S. Treasury securities held directly
ⓘ
annuities ⓘ bonds ⓘ life insurance policies ⓘ municipal securities ⓘ mutual funds ⓘ safe deposit box contents ⓘ stocks ⓘ |
| hasStandardAmount |
$250,000
ⓘ
250000 USD ⓘ |
| isBackedBy | full faith and credit of the United States government ⓘ |
| isCalculatedOn |
per depositor per insured bank basis
ⓘ
per ownership category basis ⓘ |
| isDefinedIn | Federal Deposit Insurance Act ⓘ |
| isMeasuredBy | principal and accrued interest ⓘ |
| jurisdiction |
United States
ⓘ
linked to:
United States of America
|
| madePermanentBy | Dodd-Frank Wall Street Reform and Consumer Protection Act ⓘ |
| ownershipCategory |
certain retirement accounts
ⓘ
corporation partnership and unincorporated association accounts ⓘ employee benefit plan accounts ⓘ government accounts ⓘ irrevocable trust accounts ⓘ joint accounts ⓘ revocable trust accounts ⓘ single accounts ⓘ |
| previousStandardAmount | 100000 USD ⓘ |
| previousStandardAmountEffectiveUntil | 2008-10-02 ⓘ |
| purpose | protect depositors against loss in the event of bank failure ⓘ |
| regulatedBy | Federal Deposit Insurance Corporation ⓘ |
| wasTemporarilyIncreasedBy | Emergency Economic Stabilization Act of 2008 ⓘ |
How these facts were elicited
The pipeline generated the facts above by prompting gpt-5.1 with this entity's name + description and the instruction below.
Instruction
You are a knowledge base construction expert. Given a subject entity and a description of it, return factual statements that you know for the subject as a JSON list of dictionaries(triples), where keys must be "subject", "predicate" and "object". The number of facts may be very high, between 25 to 50 or more, for very popular subjects. For less popular subjects, the number of facts can be very low, like 5 or 10. # Requirements - If you don't know the subject at all, return an empty list. - If the subject is not a named entity, return an empty list. - Include at least one triple where predicate is "instanceOf". - Do not get too wordy. - Separate several objects into multiple triples with one object.
Input
Subject: FDIC insurance limit Description of subject: The FDIC insurance limit is the maximum dollar amount per depositor, per insured bank, that the Federal Deposit Insurance Corporation guarantees for covered deposit accounts in the event of a bank failure.
Referenced by (1)
Full triples — surface form annotated when it differs from this entity's canonical label.