Federal Deposit Insurance Corporation Improvement Act of 1991
E84904
The Federal Deposit Insurance Corporation Improvement Act of 1991 is a U.S. banking law enacted in response to the savings and loan crisis that strengthened federal bank supervision, imposed prompt corrective action for troubled institutions, and enhanced the safety and soundness of the deposit insurance system.
All labels observed (2)
| Label | Occurrences |
|---|---|
| Federal Deposit Insurance Corporation Improvement Act of 1991 canonical | 3 |
| FDIC Improvement Act of 1991 | 1 |
How this entity was disambiguated
This entity first appeared as the object of triple T661763 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: Federal Deposit Insurance Corporation Improvement Act of 1991 Context triple: [Community Reinvestment Act, amendedBy, Federal Deposit Insurance Corporation Improvement Act of 1991]
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A.
Federal Reserve Reform Act of 1977
The Federal Reserve Reform Act of 1977 was a U.S. law that strengthened congressional oversight of the Federal Reserve and clarified its monetary policy objectives, including promoting maximum employment and price stability.
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B.
Financial Institutions Reform, Recovery, and Enforcement Act of 1989
The Financial Institutions Reform, Recovery, and Enforcement Act of 1989 is a U.S. federal law enacted in response to the savings and loan crisis, overhauling the regulation of thrift institutions, strengthening enforcement powers, and restructuring federal deposit insurance.
-
C.
Bank Merger Act of 1960
The Bank Merger Act of 1960 is a U.S. federal law that established regulatory oversight and antitrust review of bank mergers to prevent undue concentration and protect competition in the banking industry.
-
D.
Banking Act of 1935
The Banking Act of 1935 was a landmark U.S. law that restructured the Federal Reserve System and strengthened federal control over monetary policy and bank regulation during the New Deal era.
-
E.
Federal Housing Enterprises Financial Safety and Soundness Act of 1992
The Federal Housing Enterprises Financial Safety and Soundness Act of 1992 is a U.S. law that established a regulatory framework and oversight standards for government-sponsored housing enterprises such as Fannie Mae and Freddie Mac to ensure their financial safety and stability.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: Federal Deposit Insurance Corporation Improvement Act of 1991 Target entity description: The Federal Deposit Insurance Corporation Improvement Act of 1991 is a U.S. banking law enacted in response to the savings and loan crisis that strengthened federal bank supervision, imposed prompt corrective action for troubled institutions, and enhanced the safety and soundness of the deposit insurance system.
-
A.
Federal Reserve Reform Act of 1977
The Federal Reserve Reform Act of 1977 was a U.S. law that strengthened congressional oversight of the Federal Reserve and clarified its monetary policy objectives, including promoting maximum employment and price stability.
-
B.
Financial Institutions Reform, Recovery, and Enforcement Act of 1989
The Financial Institutions Reform, Recovery, and Enforcement Act of 1989 is a U.S. federal law enacted in response to the savings and loan crisis, overhauling the regulation of thrift institutions, strengthening enforcement powers, and restructuring federal deposit insurance.
-
C.
Bank Merger Act of 1960
The Bank Merger Act of 1960 is a U.S. federal law that established regulatory oversight and antitrust review of bank mergers to prevent undue concentration and protect competition in the banking industry.
-
D.
Banking Act of 1935
The Banking Act of 1935 was a landmark U.S. law that restructured the Federal Reserve System and strengthened federal control over monetary policy and bank regulation during the New Deal era.
-
E.
Federal Housing Enterprises Financial Safety and Soundness Act of 1992
The Federal Housing Enterprises Financial Safety and Soundness Act of 1992 is a U.S. law that established a regulatory framework and oversight standards for government-sponsored housing enterprises such as Fannie Mae and Freddie Mac to ensure their financial safety and stability.
- F. None of above. chosen
Statements (47)
| Predicate | Object |
|---|---|
| instanceOf |
United States federal statute
ⓘ
banking law ⓘ |
| abbreviation | FDICIA ⓘ |
| addresses | too-big-to-fail policy concerns ⓘ |
| aimsTo |
enhance safety and soundness of the deposit insurance system
ⓘ
limit losses to the deposit insurance fund ⓘ strengthen federal bank supervision ⓘ |
| amends |
Federal Deposit Insurance Act
ⓘ
Federal Deposit Insurance Corporation charter provisions ⓘ |
| country |
United States
ⓘ
linked to:
United States of America
|
| creates | system of capital categories for banks ⓘ |
| defines |
adequately capitalized bank category
ⓘ
critically undercapitalized bank category ⓘ significantly undercapitalized bank category ⓘ undercapitalized bank category ⓘ well capitalized bank category ⓘ |
| enactedInResponseTo |
savings and loan crisis
ⓘ
linked to:
Silverado Savings and Loan collapse
|
| enhances |
FDIC enforcement authority
ⓘ
FDIC supervisory powers ⓘ |
| establishes | prompt corrective action framework ⓘ |
| focusesOn | minimizing losses to the Deposit Insurance Fund ⓘ |
| grantsPowerTo | Federal Deposit Insurance Corporation ⓘ |
| imposes |
capital-based supervisory standards
ⓘ
restrictions on activities of undercapitalized banks ⓘ restrictions on brokered deposits for troubled institutions ⓘ |
| legislativeBody | United States Congress ⓘ |
| limits | use of taxpayer funds to protect uninsured creditors ⓘ |
| policyArea |
banking regulation
ⓘ
financial regulation ⓘ financial stability ⓘ |
| primarySubject |
bank safety and soundness
ⓘ
deposit insurance ⓘ federal bank supervision ⓘ |
| regulates |
depository institutions
ⓘ
insured banks ⓘ savings associations ⓘ |
| requires |
annual independent audits for large insured institutions
ⓘ
early intervention in troubled banks ⓘ expanded reporting to regulators ⓘ least-cost resolution of failed banks ⓘ management reports on internal controls for certain institutions ⓘ prompt corrective action for undercapitalized institutions ⓘ risk-based deposit insurance assessments ⓘ |
| shortName | FDIC Improvement Act of 1991 ⓘ |
| strengthens | interagency coordination among federal banking regulators ⓘ |
| strengthensAuthorityOf | Federal Deposit Insurance Corporation ⓘ |
| timePeriod | early 1990s United States financial reforms ⓘ |
How these facts were elicited
The pipeline generated the facts above by prompting gpt-5.1 with this entity's name + description and the instruction below.
Instruction
You are a knowledge base construction expert. Given a subject entity and a description of it, return factual statements that you know for the subject as a JSON list of dictionaries(triples), where keys must be "subject", "predicate" and "object". The number of facts may be very high, between 25 to 50 or more, for very popular subjects. For less popular subjects, the number of facts can be very low, like 5 or 10. # Requirements - If you don't know the subject at all, return an empty list. - If the subject is not a named entity, return an empty list. - Include at least one triple where predicate is "instanceOf". - Do not get too wordy. - Separate several objects into multiple triples with one object.
Input
Subject: Federal Deposit Insurance Corporation Improvement Act of 1991 Description of subject: The Federal Deposit Insurance Corporation Improvement Act of 1991 is a U.S. banking law enacted in response to the savings and loan crisis that strengthened federal bank supervision, imposed prompt corrective action for troubled institutions, and enhanced the safety and soundness of the deposit insurance system.
Referenced by (4)
Full triples — surface form annotated when it differs from this entity's canonical label.
Community Reinvestment Act
→
amendedBy
→
Federal Deposit Insurance Corporation Improvement Act of 1991
ⓘ
Federal Deposit Insurance Corporation Improvement Act of 1991
→
shortName
→
FDIC Improvement Act of 1991
ⓘ
linked to: Federal Deposit Insurance Corporation Improvement Act of 1991
Federal Deposit Insurance Act
→
amendedBy
→
Federal Deposit Insurance Corporation Improvement Act of 1991
ⓘ