CRA

E82697

CRA is the commonly used abbreviation for the Community Reinvestment Act, a U.S. law encouraging banks to help meet the credit needs of all communities, including low- and moderate-income neighborhoods.

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How this image was made

AI-generated illustration of CRA

This AI-generated illustration was produced by black-forest-labs/FLUX.2-dev (1024x1024) from a prompt written by openai/gpt-oss-120b from the entity's label + description.

Prompt

Generate an image of CRA (CRA is the commonly used abbreviation for the Community Reinvestment Act, a U.S. law encouraging banks to help meet the credit needs of all communities, including low- and moderate-income neighborhoods.)

All labels observed (1)

Label Occurrences
CRA canonical 2

How this entity was disambiguated

Statements (50)

Predicate Object
instanceOf United States federal law ⓘ
abbreviation CRA ⓘ
addressesIssue discriminatory lending ⓘ
redlining ⓘ
administeredBy Federal Deposit Insurance Corporation ⓘ
Federal Reserve Board ⓘ
Office of the Comptroller of the Currency ⓘ
affects bank acquisition applications ⓘ
bank merger applications ⓘ
branch opening applications ⓘ
appliesTo FDIC-insured depository institutions ⓘ
banks ⓘ
savings associations ⓘ
codifiedIn 12 U.S.C. §§ 2901–2908 ⓘ
country United States ⓘ
dateEnacted 1977-10-12 ⓘ
enactedBy United States Congress ⓘ
evaluationFocus investment ⓘ
lending ⓘ
services ⓘ
hasConcept CRA rating ⓘ
assessment area ⓘ
implementedThrough CRA regulations of the FDIC ⓘ
CRA regulations of the Federal Reserve Board ⓘ
CRA regulations of the OCC ⓘ
jurisdiction United States ⓘ
policyArea banking regulation ⓘ
community development ⓘ
fair lending ⓘ
possibleRating Needs to Improve ⓘ
Outstanding ⓘ
Satisfactory ⓘ
Substantial Noncompliance ⓘ
publicLawNumber Public Law 95-128 ⓘ
purpose discourage redlining ⓘ
encourage banks to help meet the credit needs of the communities in which they operate ⓘ
promote access to credit for low- and moderate-income neighborhoods ⓘ
relatedTo Equal Credit Opportunity Act ⓘ
Fair Housing Act ⓘ
Home Mortgage Disclosure Act ⓘ
requires federal regulators to assess banks’ records of meeting community credit needs ⓘ
periodic CRA examinations of covered institutions ⓘ
public CRA performance evaluations ⓘ
signedBy Jimmy Carter ⓘ
standsFor Community Reinvestment Act ⓘ
targetGroup low-income neighborhoods ⓘ
moderate-income neighborhoods ⓘ
underserved communities ⓘ
title Community Reinvestment Act of 1977 ⓘ
yearEnacted 1977 ⓘ

How these facts were elicited

Referenced by (2)

Full triples — surface form annotated when it differs from this entity's canonical label.

Community Reinvestment Act → abbreviation → CRA ⓘ
subject linked to: CRA