Regulation E
E618776
Regulation E is a U.S. Federal Reserve rule that protects consumers in electronic fund transfers, including ATM, debit card, and online banking transactions.
All labels observed (1)
| Label | Occurrences |
|---|---|
| Regulation E canonical | 2 |
How this entity was disambiguated
This entity first appeared as the object of triple T6772818 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: Regulation E Context triple: [Electronic Fund Transfer Act, implementedByRegulation, Regulation E]
-
A.
Regulation CC
Regulation CC is a U.S. Federal Reserve regulation that governs the availability of funds and the collection and return of checks in the banking system.
-
B.
Regulation Z
Regulation Z is a key U.S. federal rule implementing the Truth in Lending Act, requiring clear disclosure of credit terms and costs to protect consumers in credit transactions.
-
C.
Truth in Lending Act
The Truth in Lending Act is a U.S. federal law that requires lenders to clearly disclose key terms and costs of consumer credit to promote informed borrowing and protect consumers from unfair lending practices.
-
D.
Credit CARD Act of 2009
The Credit CARD Act of 2009 is a U.S. federal law that established significant consumer protections and restrictions on unfair or deceptive credit card industry practices.
-
E.
Truth in Savings Act
The Truth in Savings Act is a U.S. federal consumer protection law that requires financial institutions to clearly disclose the terms, fees, and interest rates of deposit accounts so consumers can compare savings products.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: Regulation E Target entity description: Regulation E is a U.S. Federal Reserve rule that protects consumers in electronic fund transfers, including ATM, debit card, and online banking transactions.
-
A.
Regulation CC
Regulation CC is a U.S. Federal Reserve regulation that governs the availability of funds and the collection and return of checks in the banking system.
-
B.
Regulation Z
Regulation Z is a key U.S. federal rule implementing the Truth in Lending Act, requiring clear disclosure of credit terms and costs to protect consumers in credit transactions.
-
C.
Truth in Lending Act
The Truth in Lending Act is a U.S. federal law that requires lenders to clearly disclose key terms and costs of consumer credit to promote informed borrowing and protect consumers from unfair lending practices.
-
D.
Credit CARD Act of 2009
The Credit CARD Act of 2009 is a U.S. federal law that established significant consumer protections and restrictions on unfair or deceptive credit card industry practices.
-
E.
Truth in Savings Act
The Truth in Savings Act is a U.S. federal consumer protection law that requires financial institutions to clearly disclose the terms, fees, and interest rates of deposit accounts so consumers can compare savings products.
- F. None of above. chosen
Statements (48)
| Predicate | Object |
|---|---|
| instanceOf |
United States federal regulation
ⓘ
consumer protection regulation ⓘ electronic fund transfer regulation ⓘ |
| administeredBy | Consumer Financial Protection Bureau ⓘ |
| appliesTo |
ATM transactions
ⓘ
debit card transactions ⓘ online banking electronic fund transfers ⓘ person-to-person electronic payments ⓘ point-of-sale electronic fund transfers ⓘ preauthorized electronic fund transfers ⓘ remittance transfers ⓘ telephone-initiated electronic fund transfers ⓘ |
| citation | 12 CFR Part 1005 ⓘ |
| country | United States of America ⓘ |
| covers |
electronic fund transfer service providers
ⓘ
financial institutions offering EFT services ⓘ |
| doesNotApplyTo |
most business-purpose accounts
ⓘ
wire transfers under Regulation J ⓘ |
| enforcedBy |
Consumer Financial Protection Bureau
ⓘ
federal banking regulators ⓘ |
| fullName |
Electronic Fund Transfer Act implementing regulation
ⓘ
linked to:
Electronic Fund Transfer Act
|
| implements | Electronic Fund Transfer Act ⓘ |
| includes |
opt-in requirements for ATM and one-time debit card overdraft fees
ⓘ
rules for government benefit accounts ⓘ rules for payroll card accounts ⓘ rules for remittance transfers to foreign countries ⓘ |
| jurisdiction |
United States
ⓘ
linked to:
United States of America
|
| legalBasis |
Electronic Fund Transfer Act, 15 U.S.C. 1693 et seq.
ⓘ
linked to:
Electronic Fund Transfer Act
|
| limits | consumer liability for unauthorized electronic fund transfers ⓘ |
| previousCitation | 12 CFR Part 205 ⓘ |
| protects | consumers ⓘ |
| purpose | to protect individual consumers engaging in electronic fund transfers ⓘ |
| regulator |
Board of Governors of the Federal Reserve System
ⓘ
linked to:
Federal Reserve Board of Governors
|
| requires |
change-in-terms notices to consumers
ⓘ
disclosure of terms and conditions of electronic fund transfer services ⓘ error resolution procedures ⓘ initial disclosures to consumers ⓘ periodic statements for electronic fund transfers ⓘ receipts at electronic terminals for certain transactions ⓘ |
| sector |
banking
ⓘ
payments ⓘ |
| sets |
requirements for provisional credit during error investigations
ⓘ
time limits for financial institutions to investigate errors ⓘ time limits for reporting unauthorized transactions ⓘ |
| subjectMatter |
consumer rights in payment transactions
ⓘ
electronic fund transfers ⓘ error resolution for electronic fund transfers ⓘ liability for unauthorized electronic fund transfers ⓘ |
How these facts were elicited
The pipeline generated the facts above by prompting gpt-5.1 with this entity's name + description and the instruction below.
Instruction
You are a knowledge base construction expert. Given a subject entity and a description of it, return factual statements that you know for the subject as a JSON list of dictionaries(triples), where keys must be "subject", "predicate" and "object". The number of facts may be very high, between 25 to 50 or more, for very popular subjects. For less popular subjects, the number of facts can be very low, like 5 or 10. # Requirements - If you don't know the subject at all, return an empty list. - If the subject is not a named entity, return an empty list. - Include at least one triple where predicate is "instanceOf". - Do not get too wordy. - Separate several objects into multiple triples with one object.
Input
Subject: Regulation E Description of subject: Regulation E is a U.S. Federal Reserve rule that protects consumers in electronic fund transfers, including ATM, debit card, and online banking transactions.
Referenced by (2)
Full triples — surface form annotated when it differs from this entity's canonical label.