Subsidized Federal Stafford Loan

E576117

Title IV federal student aid program federal student loan subsidized loan

A Subsidized Federal Stafford Loan is a need-based federal student loan for undergraduates where the government pays the interest while the borrower is in school at least half-time, during the grace period, and during authorized deferment.

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All labels observed (6)

Label	Occurrences
Direct Subsidized Loan	3
Direct Subsidized Loans	2
FFEL Subsidized Stafford Loans	1
Stafford Loan program	1
Stafford federal student loan program	1
Subsidized Federal Stafford Loan canonical	1

How this entity was disambiguated

This entity first appeared as the object of triple T6167177 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.

NED1 Entity disambiguation (via context triple) gpt-5-mini-2025-08-07

Target entity: Subsidized Federal Stafford Loan
Context triple: [Direct Consolidation Loan, eligibleLoanType, Subsidized Federal Stafford Loan]

A. Direct Unsubsidized Loan
A Direct Unsubsidized Loan is a federal student loan that accrues interest from disbursement and is available to eligible undergraduate, graduate, and professional students regardless of financial need.
B. Federal Perkins Loan
A Federal Perkins Loan is a former U.S. federal student loan program that provided low-interest, campus-based loans to undergraduate and graduate students with exceptional financial need.
C. Federal Direct Student Loan Program
The Federal Direct Student Loan Program is a U.S. government initiative that provides low-interest loans directly to students and parents to help pay for higher education.
D. Federal Family Education Loan Program
The Federal Family Education Loan Program was a U.S. government-backed student loan system in which private lenders issued education loans that were guaranteed and subsidized by the federal government.
E. Federal Pell Grant Program
The Federal Pell Grant Program is a U.S. federal financial aid initiative that provides need-based grants to low-income undergraduate students to help pay for college expenses.
F. None of above. chosen
G. Unsure - the case is ambiguous/there is not enough information to decide.

NED2 Entity disambiguation (via description) gpt-5-mini-2025-08-07

Target entity: Subsidized Federal Stafford Loan
Target entity description: A Subsidized Federal Stafford Loan is a need-based federal student loan for undergraduates where the government pays the interest while the borrower is in school at least half-time, during the grace period, and during authorized deferment.

A. Direct Unsubsidized Loan
A Direct Unsubsidized Loan is a federal student loan that accrues interest from disbursement and is available to eligible undergraduate, graduate, and professional students regardless of financial need.
B. Federal Perkins Loan
A Federal Perkins Loan is a former U.S. federal student loan program that provided low-interest, campus-based loans to undergraduate and graduate students with exceptional financial need.
C. Federal Direct Student Loan Program
The Federal Direct Student Loan Program is a U.S. government initiative that provides low-interest loans directly to students and parents to help pay for higher education.
D. Federal Family Education Loan Program
The Federal Family Education Loan Program was a U.S. government-backed student loan system in which private lenders issued education loans that were guaranteed and subsidized by the federal government.
E. Federal Pell Grant Program
The Federal Pell Grant Program is a U.S. federal financial aid initiative that provides need-based grants to low-income undergraduate students to help pay for college expenses.
F. None of above. chosen

Statements (49)

Predicate	Object
instanceOf	Title IV federal student aid program ⓘ federal student loan ⓘ subsidized loan ⓘ
awardBasis	financial need as determined by federal formula ⓘ
awardedBy	college or university financial aid office ⓘ
beneficiary	undergraduate students with financial need ⓘ
borrowerType	student borrower ⓘ
cosignerRequirement	no cosigner generally required ⓘ
country	United States ⓘ linked to: United States of America
creditCheckRequired	no standard credit check required ⓘ
defermentOptions	economic hardship deferment ⓘ in-school deferment ⓘ unemployment deferment ⓘ
disbursement	excess funds may be refunded to student ⓘ sent to school to pay tuition and fees first ⓘ
eligibility	must be U.S. citizen or eligible noncitizen ⓘ must be enrolled at least half-time ⓘ must be enrolled in an eligible degree or certificate program ⓘ must demonstrate financial need ⓘ must have a high school diploma or equivalent ⓘ must have a valid Social Security number ⓘ must maintain satisfactory academic progress ⓘ must not be in default on a federal student loan ⓘ must not owe an overpayment on federal student aid ⓘ undergraduate students only ⓘ
ffelProgramStatus	FFEL Program ended for new loans in 2010 ⓘ
forgivenessEligibility	may qualify for Public Service Loan Forgiveness if other criteria met ⓘ may qualify for income-driven repayment forgiveness if other criteria met ⓘ
fundingSource	William D. Ford Federal Direct Loan Program ⓘ linked to: Federal Direct Student Loan Program
gracePeriodLength	six months ⓘ
interestAccrual	interest begins accruing to borrower after grace period if not in deferment ⓘ no interest charged to borrower during in-school, grace, and deferment periods ⓘ
interestCoveragePeriod	during authorized deferment periods ⓘ during six-month grace period after leaving school ⓘ while borrower is enrolled at least half-time ⓘ
interestPaidBy	U.S. federal government ⓘ linked to: United States government
interestRateType	fixed interest rate for each academic year cohort ⓘ
loanLimitType	aggregate loan limits ⓘ annual loan limits ⓘ
previousProgramName	Federal Family Education Loan (FFEL) Program Stafford Loan ⓘ linked to: Federal Family Education Loan Program
providedBy	U.S. Department of Education ⓘ linked to: United States Department of Education
regulatedBy	Higher Education Act of 1965 ⓘ
repaymentPlanOptions	Extended Repayment Plan ⓘ Graduated Repayment Plan ⓘ Standard Repayment Plan ⓘ income-driven repayment plans ⓘ
repaymentStart	after six-month grace period following less-than-half-time enrollment, graduation, or withdrawal ⓘ
requires	completion of the Free Application for Federal Student Aid (FAFSA) ⓘ
subsidyType	interest subsidy ⓘ

How these facts were elicited