Basel I Accord

E434154

The Basel I Accord is an international banking regulation framework that introduced standardized minimum capital requirements for banks to strengthen the stability of the global financial system.

All labels observed (4)

Label Occurrences
Basel I 2
Basel I Accord canonical 2
1988 Basel Capital Accord 1

How this entity was disambiguated

Statements (48)

Predicate Object
instanceOf Basel Capital Accord ⓘ
banking regulation framework ⓘ
international financial standard ⓘ
adoptionYear 1988 ⓘ
alsoKnownAs Basel Capital Accord ⓘ
linked to: Basel I Accord

Basel I ⓘ
linked to: Basel I Accord
appliesRiskWeight 0 percent risk weight for certain OECD government exposures ⓘ
100 percent risk weight for most corporate loans ⓘ
20 percent risk weight for certain interbank exposures ⓘ
50 percent risk weight for residential mortgages in many implementations ⓘ
appliesTo commercial banks ⓘ
internationally active banks ⓘ
capitalAdequacyRatio 8 percent ⓘ
capitalComponent Tier 1 capital ⓘ
Tier 2 capital ⓘ
capitalType regulatory capital ⓘ
criticizedFor limited risk sensitivity ⓘ
regulatory arbitrage incentives ⓘ
simplistic risk-weight categories ⓘ
definesConcept risk-weighted assets ⓘ
doesNotExplicitlyCover market risk in original framework ⓘ
operational risk ⓘ
effectiveFrom 1992 ⓘ
focusesOnRiskType credit risk ⓘ
geographicScope G10 countries initially ⓘ
implementedThrough national banking regulations ⓘ
influenced national capital adequacy regulations ⓘ
inForceStatus partially superseded but still influential ⓘ
inspiredBy concerns about international bank solvency ⓘ
jurisdiction international ⓘ
laterAdoptedBy many non-G10 countries ⓘ
legalNature non-binding international standard ⓘ
motivatedBy Latin American debt crisis ⓘ
perceived competitive inequality between banks in different countries ⓘ
primaryGoal promote soundness of the banking system ⓘ
reduce credit risk in banking ⓘ
strengthen stability of the global financial system ⓘ
regulator Basel Committee on Banking Supervision ⓘ
regulatorAffiliation Bank for International Settlements ⓘ
requires capital proportional to risk-weighted assets ⓘ
riskWeightRange 0 to 100 percent ⓘ
sector banking regulation ⓘ
setsRequirement minimum capital adequacy ratio ⓘ
standardizes risk weights for different asset classes ⓘ
subjectArea financial stability policy ⓘ
prudential regulation ⓘ
supersededBy Basel II Accord ⓘ
Basel III framework ⓘ

How these facts were elicited

Referenced by (6)

Full triples — surface form annotated when it differs from this entity's canonical label.

Basel I Accord → alsoKnownAs → Basel Capital Accord ⓘ
linked to: Basel I Accord
Basel I Accord → alsoKnownAs → Basel I ⓘ
linked to: Basel I Accord
Basel II Accord → predecessor → Basel I Accord ⓘ
Basel II Accord → revisionOf → 1988 Basel Capital Accord ⓘ
linked to: Basel I Accord
Basel Accords → hasPart → Basel I ⓘ
subject linked to: Basel accords
linked to: Basel I Accord