Home Affordable Modification Program
E383983
The Home Affordable Modification Program was a U.S. government initiative launched after the 2008 financial crisis to help struggling homeowners avoid foreclosure by modifying their mortgage loans to more affordable terms.
All labels observed (2)
| Label | Occurrences |
|---|---|
| Home Affordable Modification Program canonical | 3 |
| Making Home Affordable program | 1 |
How this entity was disambiguated
This entity first appeared as the object of triple T3740339 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: Home Affordable Modification Program Context triple: [Troubled Asset Relief Program, keyProgram, Home Affordable Modification Program]
-
A.
Section 811 Supportive Housing for Persons with Disabilities Program
The Section 811 Supportive Housing for Persons with Disabilities Program is a federal initiative that provides affordable, community-based rental housing and supportive services to very low-income adults with disabilities in the United States.
-
B.
Section 202 Supportive Housing for the Elderly Program
Section 202 Supportive Housing for the Elderly Program is a federal initiative that funds the development and rental assistance of affordable, supportive housing for very low-income older adults in the United States.
-
C.
FHA 203(k) rehabilitation mortgage insurance program
The FHA 203(k) rehabilitation mortgage insurance program is a U.S. government-backed loan option that allows homebuyers and homeowners to finance both the purchase (or refinance) of a property and the cost of its repairs or renovations into a single mortgage.
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D.
HOPE for Homeowners program
The HOPE for Homeowners program was a federal initiative designed to help struggling U.S. homeowners avoid foreclosure by refinancing into more affordable, government-insured mortgages.
-
E.
Housing Opportunities for Persons With AIDS program
The Housing Opportunities for Persons With AIDS program is a federal initiative that provides housing assistance and related support services to low-income people living with HIV/AIDS and their families in the United States.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: Home Affordable Modification Program Target entity description: The Home Affordable Modification Program was a U.S. government initiative launched after the 2008 financial crisis to help struggling homeowners avoid foreclosure by modifying their mortgage loans to more affordable terms.
-
A.
Section 811 Supportive Housing for Persons with Disabilities Program
The Section 811 Supportive Housing for Persons with Disabilities Program is a federal initiative that provides affordable, community-based rental housing and supportive services to very low-income adults with disabilities in the United States.
-
B.
Section 202 Supportive Housing for the Elderly Program
Section 202 Supportive Housing for the Elderly Program is a federal initiative that funds the development and rental assistance of affordable, supportive housing for very low-income older adults in the United States.
-
C.
FHA 203(k) rehabilitation mortgage insurance program
The FHA 203(k) rehabilitation mortgage insurance program is a U.S. government-backed loan option that allows homebuyers and homeowners to finance both the purchase (or refinance) of a property and the cost of its repairs or renovations into a single mortgage.
-
D.
HOPE for Homeowners program
The HOPE for Homeowners program was a federal initiative designed to help struggling U.S. homeowners avoid foreclosure by refinancing into more affordable, government-insured mortgages.
-
E.
Housing Opportunities for Persons With AIDS program
The Housing Opportunities for Persons With AIDS program is a federal initiative that provides housing assistance and related support services to low-income people living with HIV/AIDS and their families in the United States.
- F. None of above. chosen
Statements (50)
| Predicate | Object |
|---|---|
| instanceOf |
United States federal program
ⓘ
government mortgage modification program ⓘ |
| administeredBy |
Fannie Mae
ⓘ
Freddie Mac ⓘ United States Department of the Treasury ⓘ |
| alsoKnownAs | HAMP ⓘ |
| announcedBy |
Federal Housing Finance Agency
ⓘ
Obama administration ⓘ
linked to:
Barack Obama presidency
United States Department of the Treasury ⓘ |
| appliesTo | owner-occupied residential mortgages ⓘ |
| country |
United States
ⓘ
linked to:
United States of America
|
| criticizedFor |
complex eligibility requirements
ⓘ
inconsistent servicer implementation ⓘ low participation rates ⓘ |
| eligibilityCriterion |
borrower must document financial hardship
ⓘ
loan balance below program limits ⓘ loan originated before January 1, 2009 ⓘ property must be owner-occupied ⓘ |
| endOfNewApplications | December 31, 2016 ⓘ |
| followsEvent |
2007–2008 financial crisis
ⓘ
United States housing bubble collapse ⓘ |
| fundedBy | Troubled Asset Relief Program ⓘ |
| hasComponent |
Home Affordable Unemployment Program
ⓘ
Principal Reduction Alternative ⓘ Second Lien Modification Program ⓘ |
| implementedBy | participating mortgage servicers ⓘ |
| inception | 2009 ⓘ |
| legalBasis | Emergency Economic Stabilization Act of 2008 ⓘ |
| mainGoal |
make mortgage payments more affordable
ⓘ
prevent foreclosures ⓘ |
| offers |
permanent loan modification upon successful trial
ⓘ
trial modification period ⓘ |
| partOf |
Making Home Affordable program
ⓘ
linked to:
Home Affordable Modification Program
|
| policyArea |
financial crisis response
ⓘ
housing policy ⓘ |
| providesIncentiveTo |
borrowers
ⓘ
investors ⓘ mortgage servicers ⓘ |
| replacedBy | Flex Modification program ⓘ |
| resultedIn |
hundreds of thousands of permanent modifications
ⓘ
millions of trial modifications ⓘ |
| sector | housing finance ⓘ |
| sunset | 2017 ⓘ |
| targetPopulation |
borrowers at risk of foreclosure
ⓘ
struggling homeowners ⓘ |
| usesMechanism |
interest rate reduction
ⓘ
payment cap at 31 percent of gross monthly income ⓘ principal forbearance ⓘ principal reduction incentives ⓘ term extension ⓘ |
How these facts were elicited
The pipeline generated the facts above by prompting gpt-5.1 with this entity's name + description and the instruction below.
Instruction
You are a knowledge base construction expert. Given a subject entity and a description of it, return factual statements that you know for the subject as a JSON list of dictionaries(triples), where keys must be "subject", "predicate" and "object". The number of facts may be very high, between 25 to 50 or more, for very popular subjects. For less popular subjects, the number of facts can be very low, like 5 or 10. # Requirements - If you don't know the subject at all, return an empty list. - If the subject is not a named entity, return an empty list. - Include at least one triple where predicate is "instanceOf". - Do not get too wordy. - Separate several objects into multiple triples with one object.
Input
Subject: Home Affordable Modification Program Description of subject: The Home Affordable Modification Program was a U.S. government initiative launched after the 2008 financial crisis to help struggling homeowners avoid foreclosure by modifying their mortgage loans to more affordable terms.
Referenced by (4)
Full triples — surface form annotated when it differs from this entity's canonical label.
Special Inspector General for the Troubled Asset Relief Program
→
relatedProgram
→
Home Affordable Modification Program
ⓘ
linked to: Home Affordable Modification Program