Public Law 93-495
E319787
Public Law 93-495 is a 1974 U.S. federal statute that, among other financial reforms, enacted the Equal Credit Opportunity Act to prohibit discrimination in credit transactions.
All labels observed (2)
| Label | Occurrences |
|---|---|
| Public Law 93-495 canonical | 3 |
| Pub. L. 93-495 | 1 |
How this entity was disambiguated
This entity first appeared as the object of triple T3031842 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: Public Law 93-495 Context triple: [Equal Credit Opportunity Act, publicLawNumber, Public Law 93-495]
-
A.
Public Law 93-344
Public Law 93-344 is the Congressional Budget and Impoundment Control Act of 1974, a landmark U.S. federal law that overhauled the congressional budget process and limited presidential impoundment of funds.
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B.
Public Law 93-198
Public Law 93-198 is the 1973 federal statute that granted the District of Columbia limited home rule, establishing an elected mayor and city council while retaining certain congressional oversight.
-
C.
Public Law 93-205
Public Law 93-205 is the landmark 1973 United States federal statute commonly known as the Endangered Species Act, which provides for the conservation of threatened and endangered plants and animals and their habitats.
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D.
Public Law 95-523
Public Law 95-523 is the formal designation of the Full Employment and Balanced Growth Act of 1978, a U.S. federal law aimed at promoting full employment, economic growth, and reasonable price stability.
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E.
Public Law 93-406
Public Law 93-406 is the formal designation of the Employee Retirement Income Security Act of 1974, a landmark U.S. federal law that sets minimum standards for most voluntarily established retirement and health plans in private industry.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: Public Law 93-495 Target entity description: Public Law 93-495 is a 1974 U.S. federal statute that, among other financial reforms, enacted the Equal Credit Opportunity Act to prohibit discrimination in credit transactions.
-
A.
Public Law 93-344
Public Law 93-344 is the Congressional Budget and Impoundment Control Act of 1974, a landmark U.S. federal law that overhauled the congressional budget process and limited presidential impoundment of funds.
-
B.
Public Law 93-198
Public Law 93-198 is the 1973 federal statute that granted the District of Columbia limited home rule, establishing an elected mayor and city council while retaining certain congressional oversight.
-
C.
Public Law 93-205
Public Law 93-205 is the landmark 1973 United States federal statute commonly known as the Endangered Species Act, which provides for the conservation of threatened and endangered plants and animals and their habitats.
-
D.
Public Law 95-523
Public Law 95-523 is the formal designation of the Full Employment and Balanced Growth Act of 1978, a U.S. federal law aimed at promoting full employment, economic growth, and reasonable price stability.
-
E.
Public Law 93-406
Public Law 93-406 is the formal designation of the Employee Retirement Income Security Act of 1974, a landmark U.S. federal law that sets minimum standards for most voluntarily established retirement and health plans in private industry.
- F. None of above. chosen
Statements (48)
| Predicate | Object |
|---|---|
| instanceOf |
United States federal statute
ⓘ
public law ⓘ |
| amends |
Consumer Credit Protection Act
ⓘ
Federal Deposit Insurance Act ⓘ Truth in Lending Act ⓘ |
| codifiedIn |
Title 12 of the United States Code
ⓘ
Title 15 of the United States Code ⓘ |
| contains | Equal Credit Opportunity Act ⓘ |
| country | United States of America ⓘ |
| dateSigned | October 28, 1974 ⓘ |
| enactedBy | 93rd United States Congress ⓘ |
| establishes | National Commission on Electronic Fund Transfers ⓘ |
| hasTitle | An Act to Increase Deposit Insurance from $20,000 to $40,000, to Provide Full Insurance for Public Unit Deposits of $100,000 per Account, to Establish a National Commission on Electronic Fund Transfers, and for Other Purposes ⓘ |
| increases | federal deposit insurance coverage limit to $40,000 per account ⓘ |
| jurisdiction |
United States
ⓘ
linked to:
United States of America
|
| legalArea |
civil rights in credit
ⓘ
financial regulation ⓘ |
| partOf | United States banking reform legislation of the 1970s ⓘ |
| prohibits |
discrimination in credit because a consumer has exercised rights under consumer credit laws
ⓘ
discrimination in credit because income is from public assistance ⓘ discrimination in credit on the basis of age ⓘ discrimination in credit on the basis of color ⓘ discrimination in credit on the basis of marital status ⓘ discrimination in credit on the basis of national origin ⓘ discrimination in credit on the basis of race ⓘ discrimination in credit on the basis of religion ⓘ discrimination in credit on the basis of sex ⓘ |
| provides | full insurance for certain public unit deposits up to $100,000 per account ⓘ |
| publicLawNumber |
Pub. L. 93-495
ⓘ
linked to:
Public Law 93-495
|
| purpose |
to address electronic fund transfers
ⓘ
to increase federal deposit insurance coverage limits ⓘ to prohibit discrimination in credit transactions ⓘ to strengthen consumer protections in credit and lending ⓘ |
| regulates |
banks
ⓘ
creditors ⓘ other financial institutions ⓘ |
| shortTitle |
Equal Credit Opportunity Act
ⓘ
Federal Deposit Insurance Act Amendments of 1974 ⓘ Truth in Lending Act Amendments of 1974 ⓘ
linked to:
Truth in Lending Act
|
| signedBy |
Gerald R. Ford
ⓘ
linked to:
Gerald Ford
|
| signingPresident |
Gerald R. Ford
ⓘ
linked to:
Gerald Ford
|
| statutesAtLargeCitation | 88 Stat. 1500 ⓘ |
| subjectMatter |
banking regulation
ⓘ
consumer credit ⓘ consumer protection ⓘ credit discrimination ⓘ deposit insurance ⓘ |
| yearEnacted | 1974 ⓘ |
How these facts were elicited
The pipeline generated the facts above by prompting gpt-5.1 with this entity's name + description and the instruction below.
Instruction
You are a knowledge base construction expert. Given a subject entity and a description of it, return factual statements that you know for the subject as a JSON list of dictionaries(triples), where keys must be "subject", "predicate" and "object". The number of facts may be very high, between 25 to 50 or more, for very popular subjects. For less popular subjects, the number of facts can be very low, like 5 or 10. # Requirements - If you don't know the subject at all, return an empty list. - If the subject is not a named entity, return an empty list. - Include at least one triple where predicate is "instanceOf". - Do not get too wordy. - Separate several objects into multiple triples with one object.
Input
Subject: Public Law 93-495 Description of subject: Public Law 93-495 is a 1974 U.S. federal statute that, among other financial reforms, enacted the Equal Credit Opportunity Act to prohibit discrimination in credit transactions.
Referenced by (4)
Full triples — surface form annotated when it differs from this entity's canonical label.
linked to: Public Law 93-495