Federal Housing Administration

E1711

The Federal Housing Administration is a U.S. government agency that provides mortgage insurance to encourage lenders to offer affordable home loans, particularly to first-time and lower-income buyers.

AI illustration

How this image was made

AI-generated illustration of Federal Housing Administration

This AI-generated illustration was produced by black-forest-labs/FLUX.2-dev (1024x1024) from a prompt written by openai/gpt-oss-120b from the entity's label + description.

Prompt

Generate an image of the Federal Housing Administration (The Federal Housing Administration is a U.S. government agency that provides mortgage insurance to encourage lenders to offer affordable home loans, particularly to first-time and lower-income buyers.)

All labels observed (10)

How this entity was disambiguated

Statements (49)

Predicate Object
instanceOf United States federal agency ⓘ
government agency ⓘ
abbreviation FHA ⓘ
aimsAt borrowers with limited credit history ⓘ
first-time homebuyers ⓘ
low-income borrowers ⓘ
moderate-income borrowers ⓘ
country United States ⓘ
doesNot originate mortgages directly ⓘ
service mortgages directly ⓘ
foundedBy United States Congress ⓘ
fundingModel self-funded through mortgage insurance premiums ⓘ
hasObjective to provide access to mortgage credit during economic downturns ⓘ
to stabilize the mortgage market ⓘ
hasRole housing finance regulator ⓘ
mortgage insurer ⓘ
headquartersLocation Washington, D.C. ⓘ
inception 1934 ⓘ
influenced post–World War II suburban homeownership growth in the United States ⓘ
jurisdiction United States federal government ⓘ
languageOfWorkOrName English ⓘ
legalBasis National Housing Act of 1934 ⓘ
locatedInTheAdministrativeTerritorialEntity District of Columbia ⓘ
offers FHA-insured mortgages ⓘ
mortgage insurance for manufactured homes ⓘ
multifamily mortgage insurance programs ⓘ
reverse mortgage insurance through Home Equity Conversion Mortgages ⓘ
single-family mortgage insurance programs ⓘ
ownedBy United States government ⓘ
parentAgency U.S. Department of Housing and Urban Development ⓘ
partOf U.S. Department of Housing and Urban Development ⓘ
program FHA 203(b) basic home mortgage program ⓘ
FHA 203(k) rehabilitation mortgage program ⓘ
Home Equity Conversion Mortgage program ⓘ
purpose to expand homeownership ⓘ
to provide mortgage insurance on loans made by FHA-approved lenders ⓘ
to reduce lender risk in mortgage lending ⓘ
to support affordable housing ⓘ
regulates underwriting standards for FHA-insured loans ⓘ
sector housing ⓘ
mortgage finance ⓘ
setsPolicyOn maximum loan-to-value ratios for FHA loans ⓘ
minimum borrower credit qualifications for FHA loans ⓘ
mortgage insurance premiums for FHA loans ⓘ
website https://www.hud.gov/program_offices/housing/fhahistory ⓘ
worksWith FHA-approved lenders ⓘ
banks ⓘ
credit unions ⓘ
mortgage companies ⓘ

How these facts were elicited

Referenced by (39)

Full triples — surface form annotated when it differs from this entity's canonical label.

New Deal → hasPart → Federal Housing Administration ⓘ
Housing Act of 1949 → relatedTo → Federal Housing Administration ⓘ
Federal Housing Administration → abbreviation → FHA ⓘ
linked to: Federal Housing Administration
United States housing policy → implementedBy → Federal Housing Administration ⓘ
Home Equity Conversion Mortgage program → administeredBy → Federal Housing Administration ⓘ
Home Equity Conversion Mortgage program → insuredBy → Federal Housing Administration ⓘ
Home Equity Conversion Mortgage program → fundingSource → FHA mortgage insurance premiums ⓘ
linked to: Federal Housing Administration
FHA 203(b) basic home mortgage program → administeredBy → Federal Housing Administration ⓘ
National Housing Act of 1934 → createdAgency → Federal Housing Administration ⓘ
National Housing Act of 1934 → createdAgency → FHA ⓘ
linked to: Federal Housing Administration
National Housing Act of 1934 → administeredBy → Federal Housing Administration ⓘ
Fred Trump → usedProgram → Federal Housing Administration (FHA) programs ⓘ
linked to: Federal Housing Administration
Housing and Economic Recovery Act of 2008 → administeredBy → Federal Housing Administration ⓘ
Government National Mortgage Association → associatedWithProgram → Federal Housing Administration ⓘ
Office of Housing → subsidiaryProgram → Federal Housing Administration ⓘ
Housing and Home Finance Agency → hasPart → Federal Housing Administration ⓘ
Trump Management → associatedWithProgram → Federal Housing Administration programs ⓘ
linked to: Federal Housing Administration
HOPE for Homeowners program → administeredBy → Federal Housing Administration ⓘ
HOPE for Homeowners program → financingMechanism → FHA-insured mortgages ⓘ
linked to: Federal Housing Administration
HOPE for Homeowners program → regulator → Federal Housing Administration ⓘ
FHA modernization measures → appliesTo → Federal Housing Administration ⓘ
FHA modernization measures → appliesTo → FHA mortgage insurance programs ⓘ
linked to: Federal Housing Administration
FHA modernization measures → implementedBy → Federal Housing Administration ⓘ
Ginnie Mae → supports → Federal Housing Administration ⓘ
HUD 4000.1 Single Family Housing Policy Handbook → issuedBy → Federal Housing Administration ⓘ
HUD 4000.1 Single Family Housing Policy Handbook → subject → FHA mortgage insurance ⓘ
linked to: Federal Housing Administration
Federal Housing Administration v. Burr → petitioner → Federal Housing Administration ⓘ
Federal Housing Administration v. Burr → relatedTo → Federal Housing Administration ⓘ
The Case for Reparations → mentions → Federal Housing Administration ⓘ
subject linked to: “The Case for Reparations”
Subcommittee on Housing and Insurance → oversees → Federal Housing Administration ⓘ
Section 235 homeownership assistance program → relatedProgram → Federal Housing Administration mortgage insurance programs ⓘ
linked to: Federal Housing Administration
United States mortgage industry → influencedBy → Federal Housing Administration ⓘ
HUD Office of Single Family Housing → partOf → Federal Housing Administration ⓘ
HUD Office of Single Family Housing → overseesProgram → FHA single-family mortgage insurance ⓘ
linked to: Federal Housing Administration