Investors Compensation Scheme Ltd v West Bromwich Building Society
E655792
Investors Compensation Scheme Ltd v West Bromwich Building Society is a landmark 1998 House of Lords decision in English contract law, best known for Lord Hoffmann’s influential restatement of the principles of contractual interpretation.
All labels observed (2)
How this entity was disambiguated
This entity first appeared as the object of triple T7296856 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: Investors Compensation Scheme Ltd v West Bromwich Building Society Context triple: [Lord Hoffmann, notableWork, Investors Compensation Scheme Ltd v West Bromwich Building Society]
-
A.
Central London Property Trust Ltd v High Trees House Ltd
Central London Property Trust Ltd v High Trees House Ltd is a landmark 1947 English contract law case in which Lord Denning articulated the modern doctrine of promissory estoppel.
-
B.
D & C Builders Ltd v Rees
D & C Builders Ltd v Rees is a leading English contract law case, best known for Lord Denning’s judgment on economic duress and the enforceability of part-payment settlements.
-
C.
Spartan Steel & Alloys Ltd v Martin & Co (Contractors) Ltd
Spartan Steel & Alloys Ltd v Martin & Co (Contractors) Ltd is a leading English Court of Appeal case on negligence and pure economic loss, noted for Lord Denning’s influential judgment limiting recovery for relational economic loss.
-
D.
Thoburn v Sunderland City Council
Thoburn v Sunderland City Council is a landmark 2002 English administrative law case in which the High Court articulated the concept of "constitutional statutes" within the UK legal system.
-
E.
Walsh v Lonsdale
Walsh v Lonsdale is an English contract and property law case that established the principle that equity regards as done that which ought to be done, allowing equitable leases to be treated as if they were legal leases.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: Investors Compensation Scheme Ltd v West Bromwich Building Society Target entity description: Investors Compensation Scheme Ltd v West Bromwich Building Society is a landmark 1998 House of Lords decision in English contract law, best known for Lord Hoffmann’s influential restatement of the principles of contractual interpretation.
-
A.
Central London Property Trust Ltd v High Trees House Ltd
Central London Property Trust Ltd v High Trees House Ltd is a landmark 1947 English contract law case in which Lord Denning articulated the modern doctrine of promissory estoppel.
-
B.
D & C Builders Ltd v Rees
D & C Builders Ltd v Rees is a leading English contract law case, best known for Lord Denning’s judgment on economic duress and the enforceability of part-payment settlements.
-
C.
Spartan Steel & Alloys Ltd v Martin & Co (Contractors) Ltd
Spartan Steel & Alloys Ltd v Martin & Co (Contractors) Ltd is a leading English Court of Appeal case on negligence and pure economic loss, noted for Lord Denning’s influential judgment limiting recovery for relational economic loss.
-
D.
Thoburn v Sunderland City Council
Thoburn v Sunderland City Council is a landmark 2002 English administrative law case in which the High Court articulated the concept of "constitutional statutes" within the UK legal system.
-
E.
Walsh v Lonsdale
Walsh v Lonsdale is an English contract and property law case that established the principle that equity regards as done that which ought to be done, allowing equitable leases to be treated as if they were legal leases.
- F. None of above. chosen
Statements (48)
| Predicate | Object |
|---|---|
| instanceOf |
English contract law case
ⓘ
House of Lords decision ⓘ United Kingdom Supreme Court precedent ⓘ |
| appliesTo |
interpretation of commercial contracts
ⓘ
interpretation of consumer contracts ⓘ |
| areaOfLaw |
contract law
ⓘ
interpretation of contracts ⓘ |
| citation |
[1998] 1 All ER 98
ⓘ
[1998] 1 WLR 896 ⓘ |
| claimant |
Investors Compensation Scheme Ltd
ⓘ
linked to:
the Financial Services Compensation Scheme
|
| country | United Kingdom ⓘ |
| court | House of Lords ⓘ |
| decidedIn |
United Kingdom House of Lords
ⓘ
linked to:
House of Lords
|
| decisionDateApprox | June 1997 ⓘ |
| decisionYear | 1998 ⓘ |
| defendant | West Bromwich Building Society ⓘ |
| famousFor |
Lord Hoffmann’s restatement of the principles of contractual interpretation
ⓘ
five principles of contractual interpretation ⓘ |
| holding |
background or matrix of fact is admissible to aid interpretation
ⓘ
contractual documents are interpreted according to what a reasonable person with all background knowledge would have understood ⓘ courts aim to ascertain the objective intentions of the parties ⓘ meaning of a document is not the same as the literal meaning of its words ⓘ previous negotiations are generally inadmissible for interpretation ⓘ |
| involvedEntity |
Investors Compensation Scheme Ltd
ⓘ
linked to:
the Financial Services Compensation Scheme
West Bromwich Building Society ⓘ |
| judge |
Lord Clyde
ⓘ
Lord Goff of Chieveley ⓘ Lord Hoffmann ⓘ Lord Lloyd of Berwick ⓘ Lord Steyn ⓘ |
| jurisdiction | England and Wales ⓘ |
| leadingJudge | Lord Hoffmann ⓘ |
| legalIssue |
construction of written terms
ⓘ
objective approach to contractual meaning ⓘ principles of contractual interpretation ⓘ role of prior negotiations in interpretation ⓘ use of background or matrix of fact ⓘ |
| legalPrinciple |
contextual approach to interpretation
ⓘ
exclusion of subjective intentions ⓘ objective theory of contract ⓘ |
| reporter |
All England Law Reports
ⓘ
linked to:
Law Reports (England and Wales)
Weekly Law Reports ⓘ
linked to:
Law Reports (England and Wales)
|
| status | leading authority on contractual interpretation in English law ⓘ |
| subsequentInfluence |
Arnold v Britton
ⓘ
Chartbrook Ltd v Persimmon Homes Ltd ⓘ Prenn v Simmonds ⓘ Rainy Sky SA v Kookmin Bank ⓘ Wood v Capita Insurance Services Ltd ⓘ |
How these facts were elicited
The pipeline generated the facts above by prompting gpt-5.1 with this entity's name + description and the instruction below.
Instruction
You are a knowledge base construction expert. Given a subject entity and a description of it, return factual statements that you know for the subject as a JSON list of dictionaries(triples), where keys must be "subject", "predicate" and "object". The number of facts may be very high, between 25 to 50 or more, for very popular subjects. For less popular subjects, the number of facts can be very low, like 5 or 10. # Requirements - If you don't know the subject at all, return an empty list. - If the subject is not a named entity, return an empty list. - Include at least one triple where predicate is "instanceOf". - Do not get too wordy. - Separate several objects into multiple triples with one object.
Input
Subject: Investors Compensation Scheme Ltd v West Bromwich Building Society Description of subject: Investors Compensation Scheme Ltd v West Bromwich Building Society is a landmark 1998 House of Lords decision in English contract law, best known for Lord Hoffmann’s influential restatement of the principles of contractual interpretation.
Referenced by (3)
Full triples — surface form annotated when it differs from this entity's canonical label.
Chartbrook Ltd v Persimmon Homes Ltd
→
overrulesOrClarifies
→
Investors Compensation Scheme Ltd v West Bromwich Building Society (clarified)
ⓘ
linked to: Investors Compensation Scheme Ltd v West Bromwich Building Society
Chartbrook Ltd v Persimmon Homes Ltd
→
influencedBy
→
Investors Compensation Scheme Ltd v West Bromwich Building Society
ⓘ