24 CFR Part 3500
E486583
24 CFR Part 3500 is a federal regulation that implemented the Real Estate Settlement Procedures Act (RESPA), governing disclosures and practices in residential real estate settlement and mortgage transactions.
All labels observed (1)
| Label | Occurrences |
|---|---|
| 24 CFR Part 3500 canonical | 1 |
How this entity was disambiguated
This entity first appeared as the object of triple T5014664 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: 24 CFR Part 3500 Context triple: [Regulation X, previousCFRCitation, 24 CFR Part 3500]
-
A.
HUD 4000.1 Single Family Housing Policy Handbook
The HUD 4000.1 Single Family Housing Policy Handbook is the U.S. Department of Housing and Urban Development’s comprehensive, consolidated guide outlining policies and requirements for FHA single-family mortgage insurance programs.
-
B.
12 CFR Part 204
12 CFR Part 204 is a U.S. Federal Reserve regulation that governs reserve requirements for depository institutions, including how they must hold reserves against certain types of deposits.
-
C.
Cranston-Gonzalez National Affordable Housing Act
The Cranston-Gonzalez National Affordable Housing Act is a landmark 1990 U.S. federal law that expanded and restructured housing assistance programs to increase the supply of affordable housing for low- and moderate-income households.
-
D.
Section 8 Housing Choice Voucher Program
The Section 8 Housing Choice Voucher Program is a federal rental assistance initiative that helps low-income families, the elderly, and people with disabilities afford safe, decent housing in the private market.
-
E.
Section 202 Supportive Housing for the Elderly Program
Section 202 Supportive Housing for the Elderly Program is a federal initiative that funds the development and rental assistance of affordable, supportive housing for very low-income older adults in the United States.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: 24 CFR Part 3500 Target entity description: 24 CFR Part 3500 is a federal regulation that implemented the Real Estate Settlement Procedures Act (RESPA), governing disclosures and practices in residential real estate settlement and mortgage transactions.
-
A.
HUD 4000.1 Single Family Housing Policy Handbook
The HUD 4000.1 Single Family Housing Policy Handbook is the U.S. Department of Housing and Urban Development’s comprehensive, consolidated guide outlining policies and requirements for FHA single-family mortgage insurance programs.
-
B.
12 CFR Part 204
12 CFR Part 204 is a U.S. Federal Reserve regulation that governs reserve requirements for depository institutions, including how they must hold reserves against certain types of deposits.
-
C.
Cranston-Gonzalez National Affordable Housing Act
The Cranston-Gonzalez National Affordable Housing Act is a landmark 1990 U.S. federal law that expanded and restructured housing assistance programs to increase the supply of affordable housing for low- and moderate-income households.
-
D.
Section 8 Housing Choice Voucher Program
The Section 8 Housing Choice Voucher Program is a federal rental assistance initiative that helps low-income families, the elderly, and people with disabilities afford safe, decent housing in the private market.
-
E.
Section 202 Supportive Housing for the Elderly Program
Section 202 Supportive Housing for the Elderly Program is a federal initiative that funds the development and rental assistance of affordable, supportive housing for very low-income older adults in the United States.
- F. None of above. chosen
Statements (46)
| Predicate | Object |
|---|---|
| instanceOf |
United States Code of Federal Regulations part
ⓘ
federal regulation ⓘ implementing regulation ⓘ |
| abbreviation | Regulation X ⓘ |
| appliesTo |
federally related mortgage loans
ⓘ
most residential first-lien mortgage loans ⓘ |
| basedOnStatute | 12 U.S.C. 2601 et seq. ⓘ |
| citationForm | 24 C.F.R. Part 3500 ⓘ |
| codifiedIn | Title 24 of the Code of Federal Regulations ⓘ |
| contains |
Subpart A—General Provisions
ⓘ
Subpart B—Mortgage Settlement and Escrow Accounts ⓘ Subpart C—Mortgage Servicing ⓘ |
| country |
United States
ⓘ
linked to:
United States of America
|
| exempts |
business-purpose loans
ⓘ
temporary financing such as construction loans ⓘ |
| implements |
RESPA
ⓘ
linked to:
Real Estate Settlement Procedures Act
Real Estate Settlement Procedures Act ⓘ |
| jurisdiction |
United States
ⓘ
linked to:
United States of America
|
| language | English ⓘ |
| legalArea |
consumer financial protection
ⓘ
mortgage regulation ⓘ real estate law ⓘ |
| partOf | Code of Federal Regulations ⓘ |
| prohibits |
kickbacks in connection with settlement services
ⓘ
unearned fees in connection with settlement services ⓘ |
| promulgatedBy | U.S. Department of Housing and Urban Development ⓘ |
| purpose |
to protect consumers from unnecessarily high settlement charges caused by abusive practices
ⓘ
to provide consumers with greater and more timely information on the nature and costs of the settlement process ⓘ |
| regulates |
mortgage brokers
ⓘ
mortgage lenders ⓘ real estate settlement agents ⓘ settlement service providers ⓘ title insurance companies ⓘ |
| relatedTo |
TILA-RESPA Integrated Disclosure rule
ⓘ
linked to:
Regulation Z
Truth in Lending Act ⓘ |
| requires |
advance disclosure of affiliated business arrangements
ⓘ
disclosure of settlement costs to borrowers ⓘ limits on escrow account balances ⓘ use of standardized settlement disclosure forms ⓘ |
| subjectMatter |
HUD-1 settlement statement
ⓘ
consumer disclosures in mortgage settlements ⓘ escrow account requirements ⓘ good faith estimates of settlement costs ⓘ kickbacks and unearned fees in settlement services ⓘ real estate settlement procedures ⓘ residential mortgage transactions ⓘ |
How these facts were elicited
The pipeline generated the facts above by prompting gpt-5.1 with this entity's name + description and the instruction below.
Instruction
You are a knowledge base construction expert. Given a subject entity and a description of it, return factual statements that you know for the subject as a JSON list of dictionaries(triples), where keys must be "subject", "predicate" and "object". The number of facts may be very high, between 25 to 50 or more, for very popular subjects. For less popular subjects, the number of facts can be very low, like 5 or 10. # Requirements - If you don't know the subject at all, return an empty list. - If the subject is not a named entity, return an empty list. - Include at least one triple where predicate is "instanceOf". - Do not get too wordy. - Separate several objects into multiple triples with one object.
Input
Subject: 24 CFR Part 3500 Description of subject: 24 CFR Part 3500 is a federal regulation that implemented the Real Estate Settlement Procedures Act (RESPA), governing disclosures and practices in residential real estate settlement and mortgage transactions.
Referenced by (1)
Full triples — surface form annotated when it differs from this entity's canonical label.