Public Law 90-321
E482929
Public Law 90-321 is the 1968 federal statute better known as the Truth in Lending Act, which mandates clear disclosure of credit terms to protect consumers in credit transactions.
All labels observed (1)
| Label | Occurrences |
|---|---|
| Public Law 90-321 canonical | 4 |
How this entity was disambiguated
This entity first appeared as the object of triple T4968536 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: Public Law 90-321 Context triple: [Truth in Lending Act, publicLawNumber, Public Law 90-321]
-
A.
Public Law 92-318
Public Law 92-318 is the U.S. federal statute commonly known as the Education Amendments of 1972, which significantly reformed federal education policy, including the landmark Title IX provisions prohibiting sex discrimination in education programs receiving federal funds.
-
B.
Public Law 95-341
Public Law 95-341 is the federal statute commonly known as the American Indian Religious Freedom Act of 1978, which protects and promotes the traditional religious rights and cultural practices of American Indians, Alaska Natives, and Native Hawaiians.
-
C.
Public Law 93-406
Public Law 93-406 is the formal designation of the Employee Retirement Income Security Act of 1974, a landmark U.S. federal law that sets minimum standards for most voluntarily established retirement and health plans in private industry.
-
D.
Public Law 90-284
Public Law 90-284 is a landmark 1968 U.S. civil rights statute best known for including the Fair Housing Act, which prohibits discrimination in the sale, rental, and financing of housing.
-
E.
Public Law 93-112
Public Law 93-112 is the U.S. federal statute commonly known as the Rehabilitation Act of 1973, which prohibits discrimination on the basis of disability in programs conducted by federal agencies or receiving federal financial assistance.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: Public Law 90-321 Target entity description: Public Law 90-321 is the 1968 federal statute better known as the Truth in Lending Act, which mandates clear disclosure of credit terms to protect consumers in credit transactions.
-
A.
Public Law 92-318
Public Law 92-318 is the U.S. federal statute commonly known as the Education Amendments of 1972, which significantly reformed federal education policy, including the landmark Title IX provisions prohibiting sex discrimination in education programs receiving federal funds.
-
B.
Public Law 95-341
Public Law 95-341 is the federal statute commonly known as the American Indian Religious Freedom Act of 1978, which protects and promotes the traditional religious rights and cultural practices of American Indians, Alaska Natives, and Native Hawaiians.
-
C.
Public Law 93-406
Public Law 93-406 is the formal designation of the Employee Retirement Income Security Act of 1974, a landmark U.S. federal law that sets minimum standards for most voluntarily established retirement and health plans in private industry.
-
D.
Public Law 90-284
Public Law 90-284 is a landmark 1968 U.S. civil rights statute best known for including the Fair Housing Act, which prohibits discrimination in the sale, rental, and financing of housing.
-
E.
Public Law 93-112
Public Law 93-112 is the U.S. federal statute commonly known as the Rehabilitation Act of 1973, which prohibits discrimination on the basis of disability in programs conducted by federal agencies or receiving federal financial assistance.
- F. None of above. chosen
Statements (51)
| Predicate | Object |
|---|---|
| instanceOf |
United States federal statute
ⓘ
consumer protection law ⓘ |
| affects |
consumers
ⓘ
creditors ⓘ |
| appliesTo |
closed-end credit
ⓘ
consumer credit transactions ⓘ credit cards ⓘ installment loans ⓘ mortgage loans ⓘ open-end credit ⓘ |
| codifiedIn | Title 15 of the United States Code ⓘ |
| codifiedSectionsBegin | 15 U.S.C. § 1601 ⓘ |
| country |
United States
ⓘ
linked to:
United States of America
|
| enactedBy | United States Congress ⓘ |
| enactmentDate | 1968-05-29 ⓘ |
| enactmentYear | 1968 ⓘ |
| enforcedBy |
Consumer Financial Protection Bureau
ⓘ
Federal Reserve Board (historically) ⓘ
linked to:
Federal Reserve Board of Governors
|
| hasAmendments | amended multiple times after 1968 ⓘ |
| hasLegislativeGoal |
avoidance of uninformed use of credit
ⓘ
standardization of credit cost disclosures ⓘ |
| hasPublicLawNumber | Pub.L. 90-321 ⓘ |
| hasSection |
Section 102 (Congressional findings and declaration of purpose)
ⓘ
Section 121 (disclosure requirements) ⓘ Section 125 (right of rescission) ⓘ Section 130 (civil liability) ⓘ Section 131 (liability of assignees) ⓘ Section 132 (criminal liability) ⓘ |
| hasShortName |
TILA
ⓘ
Truth in Lending Act ⓘ |
| implementedByRegulation | Regulation Z ⓘ |
| influenced | later U.S. consumer credit regulations ⓘ |
| legalStatus | in force (as amended) ⓘ |
| partOf | Consumer Credit Protection Act ⓘ |
| providesFor |
civil liability for creditors
ⓘ
rescission rights in certain credit transactions ⓘ statutory damages ⓘ |
| purpose |
to assure meaningful disclosure of credit terms
ⓘ
to promote the informed use of consumer credit ⓘ to protect consumers against inaccurate and unfair credit billing and credit card practices ⓘ |
| relatedTo |
Equal Credit Opportunity Act
ⓘ
Fair Credit Billing Act ⓘ Fair Credit Reporting Act ⓘ |
| requires |
clear disclosure of credit terms
ⓘ
disclosure of annual percentage rate ⓘ disclosure of finance charges ⓘ disclosure of total of payments ⓘ |
| signedBy | Lyndon B. Johnson ⓘ |
| subjectMatter |
consumer credit
ⓘ
consumer protection in lending ⓘ credit disclosure ⓘ |
How these facts were elicited
The pipeline generated the facts above by prompting gpt-5.1 with this entity's name + description and the instruction below.
Instruction
You are a knowledge base construction expert. Given a subject entity and a description of it, return factual statements that you know for the subject as a JSON list of dictionaries(triples), where keys must be "subject", "predicate" and "object". The number of facts may be very high, between 25 to 50 or more, for very popular subjects. For less popular subjects, the number of facts can be very low, like 5 or 10. # Requirements - If you don't know the subject at all, return an empty list. - If the subject is not a named entity, return an empty list. - Include at least one triple where predicate is "instanceOf". - Do not get too wordy. - Separate several objects into multiple triples with one object.
Input
Subject: Public Law 90-321 Description of subject: Public Law 90-321 is the 1968 federal statute better known as the Truth in Lending Act, which mandates clear disclosure of credit terms to protect consumers in credit transactions.
Referenced by (4)
Full triples — surface form annotated when it differs from this entity's canonical label.