Public Law 94-200

E322608

Public Law 94-200 is the 1975 U.S. federal statute that enacted the Home Mortgage Disclosure Act, requiring certain financial institutions to report mortgage lending data to help identify discriminatory lending patterns.

All labels observed (1)

Label Occurrences
Public Law 94-200 canonical 1

How this entity was disambiguated

Statements (43)

Predicate Object
instanceOf Act of Congress ⓘ
United States federal statute ⓘ
appliesTo certain financial institutions ⓘ
depository institutions ⓘ
chamberInvolved United States House of Representatives ⓘ
United States Senate ⓘ
codifiedAs Home Mortgage Disclosure Act ⓘ
country United States of America ⓘ
dataElementsRequired action taken on application ⓘ
loan amount ⓘ
loan type ⓘ
property location ⓘ
purchaser type ⓘ
dataUsers community organizations ⓘ
general public ⓘ
regulators ⓘ
researchers ⓘ
enacts Home Mortgage Disclosure Act ⓘ
enforcedBy federal financial regulatory agencies ⓘ
hasShortTitle Home Mortgage Disclosure Act of 1975 ⓘ
influenced Community Reinvestment Act of 1977 ⓘ
informationUse public disclosure of mortgage lending patterns ⓘ
support for community reinvestment analysis ⓘ
support for fair lending examinations ⓘ
jurisdiction federal government of the United States ⓘ
legislativeBody United States Congress ⓘ
policyArea civil rights ⓘ
consumer protection ⓘ
housing finance ⓘ
purpose to assist in identifying possible discriminatory lending patterns ⓘ
to enforce fair lending laws ⓘ
to provide public loan data that can be used to help determine whether financial institutions are serving the housing needs of their communities ⓘ
regulatesActivity collection of mortgage application and origination data ⓘ
home mortgage lending ⓘ
relatedTo Equal Credit Opportunity Act ⓘ
Fair Housing Act ⓘ
requires annual reporting of covered mortgage data ⓘ
reporting of mortgage lending data ⓘ
scope home purchase and home improvement loans ⓘ
refinancings of home loans ⓘ
subjectMatter anti-discrimination in credit ⓘ
mortgage market transparency ⓘ
yearEnacted 1975 ⓘ

How these facts were elicited

Referenced by (1)

Full triples — surface form annotated when it differs from this entity's canonical label.