Consumer Leasing Act
E1039782
The Consumer Leasing Act is a U.S. federal law that regulates consumer lease agreements for personal property, requiring clear disclosure of terms and costs to protect lessees.
All labels observed (1)
| Label | Occurrences |
|---|---|
| Consumer Leasing Act canonical | 2 |
How this entity was disambiguated
This entity first appeared as the object of triple T13399478 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: Consumer Leasing Act Context triple: [Consumer Credit Protection Act, component, Consumer Leasing Act]
-
A.
Consumer Credit Protection Act
The Consumer Credit Protection Act is a landmark U.S. federal law that regulates consumer credit practices, safeguards borrowers from unfair or abusive lending, and mandates clear disclosure of credit terms.
-
B.
Indian Long-Term Leasing Act
The Indian Long-Term Leasing Act is a U.S. federal law that regulates and authorizes long-term leases of tribal and individually owned Indian lands, often central to legal disputes involving Native American property rights.
-
C.
Truth in Lending Act
The Truth in Lending Act is a U.S. federal law that requires lenders to clearly disclose key terms and costs of consumer credit to promote informed borrowing and protect consumers from unfair lending practices.
-
D.
Law of Guarantees
The Law of Guarantees was an 1871 Italian statute that unilaterally defined the Pope’s rights and privileges after the annexation of Rome, attempting to regulate relations between the Kingdom of Italy and the Holy See.
-
E.
Magnuson–Moss Warranty Act provisions
The Magnuson–Moss Warranty Act provisions are U.S. federal consumer protection rules that govern written warranties on consumer products, requiring clear disclosure of warranty terms and providing remedies for consumers when warranties are breached.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: Consumer Leasing Act Target entity description: The Consumer Leasing Act is a U.S. federal law that regulates consumer lease agreements for personal property, requiring clear disclosure of terms and costs to protect lessees.
-
A.
Consumer Credit Protection Act
The Consumer Credit Protection Act is a landmark U.S. federal law that regulates consumer credit practices, safeguards borrowers from unfair or abusive lending, and mandates clear disclosure of credit terms.
-
B.
Indian Long-Term Leasing Act
The Indian Long-Term Leasing Act is a U.S. federal law that regulates and authorizes long-term leases of tribal and individually owned Indian lands, often central to legal disputes involving Native American property rights.
-
C.
Truth in Lending Act
The Truth in Lending Act is a U.S. federal law that requires lenders to clearly disclose key terms and costs of consumer credit to promote informed borrowing and protect consumers from unfair lending practices.
-
D.
Law of Guarantees
The Law of Guarantees was an 1871 Italian statute that unilaterally defined the Pope’s rights and privileges after the annexation of Rome, attempting to regulate relations between the Kingdom of Italy and the Holy See.
-
E.
Magnuson–Moss Warranty Act provisions
The Magnuson–Moss Warranty Act provisions are U.S. federal consumer protection rules that govern written warranties on consumer products, requiring clear disclosure of warranty terms and providing remedies for consumers when warranties are breached.
- F. None of above. chosen
Statements (48)
| Predicate | Object |
|---|---|
| instanceOf |
United States federal law
ⓘ
consumer protection law ⓘ statute ⓘ |
| administeredBy |
Consumer Financial Protection Bureau
ⓘ
Federal Reserve Board (historically) ⓘ
linked to:
Federal Reserve Board of Governors
|
| aimsToPrevent |
inadequate disclosure of lease costs
ⓘ
misleading or deceptive lease terms ⓘ |
| appliesTo |
consumer leases primarily for personal, family, or household purposes
ⓘ
lessors who regularly engage in consumer leasing ⓘ |
| codifiedIn | Title 15 of the United States Code ⓘ |
| codifiedSection | 15 U.S.C. §§ 1667–1667f ⓘ |
| country |
United States
ⓘ
linked to:
United States of America
|
| enactedBy | United States Congress ⓘ |
| enforcedBy |
Consumer Financial Protection Bureau
ⓘ
federal banking regulators ⓘ state attorneys general (for certain provisions) ⓘ |
| excludes |
leases above a statutory total contractual obligation threshold (subject to periodic adjustment)
ⓘ
leases primarily for business or commercial purposes ⓘ leases to organizations rather than natural persons ⓘ short-term leases below a minimum duration threshold ⓘ |
| jurisdiction |
United States
ⓘ
linked to:
United States of America
|
| language | English ⓘ |
| legalSystem | common law (United States) ⓘ |
| partOf | Truth in Lending Act ⓘ |
| primaryPurpose |
to ensure meaningful disclosure of lease terms for consumer leases
ⓘ
to protect consumers in lease transactions for personal property ⓘ |
| protects | consumer lessees ⓘ |
| provides |
rights to accurate and timely disclosures before a lease is consummated
ⓘ
statutory damages for certain violations ⓘ |
| regulates |
closed-end consumer leases
ⓘ
consumer lease advertising ⓘ open-end consumer leases ⓘ |
| regulationImplementedBy | Regulation M ⓘ |
| relatedTo |
Regulation M
ⓘ
Truth in Lending Act ⓘ consumer credit disclosure laws ⓘ |
| requires |
clear disclosure of key lease terms
ⓘ
disclosure of any nonrefundable fees ⓘ disclosure of any required security deposit ⓘ disclosure of conditions under which the lessee may purchase the leased property ⓘ disclosure of mileage limits and excess mileage charges for vehicle leases ⓘ disclosure of payment due dates and number of payments ⓘ disclosure of penalties or charges for early termination ⓘ disclosure of residual value or purchase option price when applicable ⓘ disclosure of the total of payments over the lease term ⓘ disclosure of total amount of periodic payments ⓘ |
| scope | consumer leases of personal property ⓘ |
| subjectMatter | consumer leases of personal property such as motor vehicles ⓘ |
How these facts were elicited
The pipeline generated the facts above by prompting gpt-5.1 with this entity's name + description and the instruction below.
Instruction
You are a knowledge base construction expert. Given a subject entity and a description of it, return factual statements that you know for the subject as a JSON list of dictionaries(triples), where keys must be "subject", "predicate" and "object". The number of facts may be very high, between 25 to 50 or more, for very popular subjects. For less popular subjects, the number of facts can be very low, like 5 or 10. # Requirements - If you don't know the subject at all, return an empty list. - If the subject is not a named entity, return an empty list. - Include at least one triple where predicate is "instanceOf". - Do not get too wordy. - Separate several objects into multiple triples with one object.
Input
Subject: Consumer Leasing Act Description of subject: The Consumer Leasing Act is a U.S. federal law that regulates consumer lease agreements for personal property, requiring clear disclosure of terms and costs to protect lessees.
Referenced by (2)
Full triples — surface form annotated when it differs from this entity's canonical label.